ABC Company Longform Benefit Summary

NEW HIRE BENEFITS BROCHURE November 1, 2021 – October 31, 2022 U.S. Benefits Package ABC Company is proud to offer a competitive benefits package to support our employees no matter where they are in their journey. The following brochure will outline a total rewards package to support the health of our employees and their families. ABC Company’s plan year runs November 1 – October 31 each year with open enrollment occurring at the end of September. During open enrollment, employees will have the opportunity to change any benefits enrollments that they have previously held. If an employee has a Qualified Life Event during the plan year, such as marriage, birth of a child, etc, they will also have the opportunity to change any benefits elections with the QLE effective date. Employees should submit their QLE with HR within 30 days of it occurring. When joining ABC Company, new hires have a 30 day window to enroll in or waive insurance benefits. Insurance coverage is effective as of the new hire’s start date. New hires will submit their enrollments through the HR System. Regardless of if you are enrolling in insurance benefits, new hires will need to actively waive enrollments and record beneficiary information. ABC Company is pleased to offer Domestic Partner coverage for Medical, Dental, and Vision Insurance. Employee’s covering a domestic partner on their benefits will see it as a taxable income based off of the fair market value (FMV). Employees will be paying the pre-tax premium, post-tax premium, and the imputed income. CORE BENEFITS MEDICAL INSURANCE – ABC Company offers 4 competitive Medical Plan Options Blue Cross Blue Shield MA Plans – National Coverage: Blue Cross Blue Shield HMO Blue New England - In Network Only - New England Only - Referral required for specialty visits - $500 deductible for individual coverage; $1,000 deductible for family and employee +1 coverage Blue Cross Blue Shield PPO - In network and out of network coverage - $500 deductible for individual coverage; $1,000 deductible for family and employee +1 coverage - Copays (no deductible) for office visits, prescriptions, & emergency room Blue Cross Blue Shield PPO Saver - In network and out of network coverage - Lowest monthly payments for employees - Health Savings Account Compatible! - $1,500 deductible for individual coverage; $3,000 deductible for family and employee +1 coverage Kaiser Permanente - California Only 2022 BENEFIT SUMMARY

MEDICAL INSURANCE – Biweekly Employee Contributions BCBS PPO SAVER BCBS PPO BCBS HMO –NE ONLY Employee $6.07 $64.65 $51.47 Employee + One $35.12 $136.11 $110.97 Family $63.44 $219.12 $179.86 KAISER PERMANENTE – CA ONLY Employee $19.23 Employee + One $150.15 Employee + Child(ren) $136.49 Family $204.73 DENTAL – ABC Company offers two competitive Dental Plan Options Dental Blue High Plan - $2,000 Calendar Year Maximum - 100% Covered Orthodontia Benefits for members up to age 19 with a $2,000 lifetime max - 100% Coverage for Preventative and Basic Benefit Care - 60% Coverage for Major Care - Additional Support for members with qualifying conditions Dental Blue Low Plan - $1,000 Calendar Year Maximum - 100% Covered Orthodontia Benefits for members up to age 19 with a $500 lifetime max - 100% Coverage for Preventative Care - 80% Coverage for Basic Care - 60% Coverage for Major Care - Additional Support for members with qualifying conditions DENTAL INSURANCE – Biweekly Employee Contributions DENTAL BLUE HIGH PLAN DENTAL BLUE LOW PLAN Employee $2.42 $1.03 Employee + One $6.18 $2.20 Family $12.25 $3.07 2022 BENEFIT SUMMARY

VISION INSURANCE – ABC Company offers vision insurance through EyeMed Eye Med: - $10 copayment for annual eye examination - Contact Lenses & Lenses coverage every 12 months - Frames coverage every 24 months - Extra Discounts and Savings offered when enrolling in the Eye Med Vision Plan - In network and out of network options VISION INSURANCE – Biweekly Employee Contributions DENTAL BLUE HIGH PLAN Employee $2.42 Employee + Spouse $1.00 Employee + Child(ren) $1.05 Family $1.54 ADDITIONAL BENEFITS LIFE & DISABILITY INSURANCE – Sunlife - Group Life and Accidental Death & Dismemberment (AD&D): 3x annual earnings, up to $650,000.00 - Short Term Disability: 100% pay for maternity leave, otherwise 75% of total weekly earnings - Long Term Disability: 60% of monthly base salary, maximum amount of $13,000 coverage FLEXIBLE SPENDING ACCOUNTS – Benefit Resource, Inc. - Reserve funds for medical or dependent care expenses without paying taxes on your contributions - Runs on ABC Company’s Plan Year November - October - Medical FSA: up to $2,750 annually (not available if enrolled in HSA), annual election is available after first biweekly contribution - Limited Purpose FSA: up to $2,750 annually for Dental & Vision Expenses (available if enrolled in HSA) - Dependent Care FSA: up to $5,000 annually per family 2022 BENEFIT SUMMARY

HEALTH SAVINGS ACCOUNT - Only eligible for those enrolled in BCBS PPO Saver Plan - Reserve funds for medical expenses without paying taxes or interest on your contributions - Runs on the calendar year - Up to $3,700 for individual coverage - Up to $7,300 for family coverage - Additional $1,000 coverage for participants over 55 401(k) – Fidelity Investments - Company Match: 50% of the first 6% of your contribution up to a maximum of $5,000.00 per year - Pre-tax and Post-tax Roth options available - Employees can contribute between 1% and 100% of their salary; deferrals can be elected as a percentage or a fixed dollar amount EAP - 100% Confidential - Guidance Resources helps with any issue that is affecting overall health, well-being and life management - Examples include: child care referrals, financial consultation, legal consultation, etc. BCBSMA WELLBEING PROGRAMS - BCBS AHealthyMe Rewards: earn up to $400 in cash rewards for making smart, healthy choices each day - Fitness Reimbursement: get reimbursed for 3 consecutive months of monthly membership fees or up to 10 fitness classes up to $150 - Weight Loss Reimbursement: get reimbursed for 3 consecutive months of monthly membership fees for designated programs - BCBS Emotional Health & Wellbeing Resources KAISER WELLBEING PROGRAMS - Class Pass: employees have access to unlimited on-demand video workouts at no cost and reduced rates on livestream and in-person classes - Calm: have access to the Daily Calm, more than 100 guided meditations, sleep stories to soothe into a deeper and better sleep, and video lessons on mindful movement and gentle stretching 2022 BENEFIT SUMMARY

TIME OFF - 0-2 Years of Service: 20 days of PTO - 2+ Years of Service: 25 days of PTO - Accrued Time can be used for vacation, sick, taking care of a family member, or any other personal reason (all in one PTO bucket) - Can rollover 40 PTO hours at the end of each calendar year - 11 Company Holidays PAID LEAVES (in addition to state and disability leaves) - 12 weeks of 100% paid Maternity Leave - 1 week of 100% paid Paternity Leave after 3 months of service, 2 weeks of Paternity Leave after 1 year of service OTHER BENEFITS - Employee Referral Program - Tuition Reimbursement Program - Patent Award Program - Liberty Mutual Discounted Auto, Home, and Renters Insurance - Lifemart Employee Discounts BENEFITS CONTACT INFORMATION Benefits Contact Information: All Benefits Carriers are compatible with mobile apps for easier access. BCBS Medical & Dental: 1-800-358-2227 Kaiser Permanente: 1-833-574-2273 Eye Med: 1-844-225-3107 Fidelity: 1-800-587-5282 Benefit Resource Inc: 1-800-473-9595 2022 BENEFIT SUMMARY