ABC Company Total Rewards Benefit Guide
An organized look at the holistic total rewards package offered to employees.
Traditional MEDICAL DENTAL VISION LIFE & DISABILITY 401(K) Wellness HEALTHY ACTIONS BETTER HELP FORMA TELEHEALTH EMPLOYEE ASSISTANCE PROGRAM Voluntary PET INSURANCE LEGAL ASSISTANCE SHARES PROGRAM LIFE & AD&D FLEXIBLE SPENDING ACCOUNTS (FSA & DCA) Perks DISCOUNTS TRANSPORTATION TIME OFF & SICK LEAVE BLUE BIKES DISCOUNTS LEARNING & PROFESSIONAL DEVELOPMENT
Medical home Traditional MEDICAL PLANS BCBS HMO Blue NE BCBS Preferred Blue PPO Individual Deductible: $1,000 Individual Deductible: $1,000 Family Deductible: $2,000 Family Deductible: $2,500 Biweekly Cost to Employee: Biweekly Cost to Employee: Employee Only - $31.96 Employee Only - $83.72 Family - $113.56 Family - $220.69 You must select a Primary Care You are not required to select a Physician PCP and you may only PCP and you may visit any provider visit in-network providers - costs may vary To pay the least for Employees who opt out of Preventive services at in- Learn more about the covered services, always the ABC Company network providers are perks of being a BCBS get in-network care. Use medical plans are eligible always covered at no cost member & new programs the Select Blue Provider for a monthly $500 to the member. in the ABC Company Finder tool. reimbursement Benefit Guide
Dental home Traditional DENTAL PLAN Preventive Services Deductible Cleanings $50 per member 100% X-rays $150 maximum per family Exams Coverage Basic Services Preventive Services - Covered 100% Fillings 80% Basic Services - Covered 80% Root canals Major Services - Covered 50% Oral surgery Major Services Orthodontia Crowns Covered 50% up to the orthodontia lifetime max of 60% Bridges $1,000. Covered for all members Implants Find a Provider Rollover To access the most cost-effective care, always visit If your dental claims don't exceed $700 in the calendar providers within the BCBS network. Click here to find an year, BCBS will rollover $500 towards your annual in-network provider maximum benefit, capped at $1,250
Vision home Traditional VISION PLAN Coverage How to Use The EyeMed vision plan provides When you visit a provider, tell coverage for an eye exam and them you have EyeMed and prescription glasses or contact provide your date of birth; you will lenses not receive an ID card Networks Perks In-network providers will charge Members get the following perks you a copay for services. You may from EyeMed: submit a reimbursement request $130 to spend on eyeglasses for out-of-network providers. See frames, OR the plan details for in-network $130 to spend on contact copays and out-of-network lenses reimbursement limits Discounts on frames, lenses, Lasik, and more!
Life & Disability home Traditional LIFE & DISABILITY Basic Life & AD&D Short-term Disability Long-term Disablity Guardian provides basic life and AD&D Guardian provides short-term disability Guardian provides long-term disability (LTD) insurance to all eligible employees at no (STD) to all eligible employees at no cost to to all eligible employees at no cost to you. cost to you. The benefit pays 2x your you. In the event you are disabled, STD LTD replaces 60% of your monthly pre- annual basic earnings up to a maximum of replaces 60% of your weekly pre-disability disability earnings up to a maximum of $400,000. This benefit reduces beginning earnings up to a maximum of $2,500 per $12,000 per month. Benefits begin on the at age 70 week 91st day of disability
401(k) home Traditional RETIREMENT PLAN Contribute up to the IRS max of $22,500 annually Participants age 50+ can contribute an additional $7,500 annually as a "catch-up contribution" ABC Company matches 100% of your first 3% in contributions. This is vested immediately The plan provider is Fidelity. To enroll or manage your account, log on to netbenefits.com/unliever Employees enrolled in the 401(k) savings plan have access to Fidelity's Plan for Life financial wellbeing program. This program offers: Financial wellbeing assessment Online tools and resources Personal financial counseling getting started
Healthy Actions home Wellness With Healthy Actions, we make healthy living simple. We help you better understand your overall health and motivate you to set goals toward a healthier you. Plus, when you take steps toward reaching your unique health goals, you can earn up to $300. You will earn a $300 gift card if your doctor gives you no health goals. You will earn a $100 gift card if your doctor gives you a health goal, and another $200 gift card when you meet that goal. Step 2 Step 3 Step 1 Ask your Submit the Complete a HEALTHY doctor to fill completed form quick online out the Healthy through your health Actions form at computer, mobile assessment ACTIONS your annual device, or by mail, prior to your physical and get rewarded! annual physical
betterhelp home Wellness BETTERHELP What it is: betterhelp is the world's largest network of professional, licensed, and accredited therapists. It offers: smart matching with a licensed therapist unlimited messaging with your therapist live weekly session over chat, phone, or video with therapist Interactive webinars Digital tools such as journaling and goal tracking ABC Company will pay the full cost for any employee actively using the app each month! get started
Forma home Wellness FORMA Wellness Account Employees will receive $100 per quarter to spend on what wellness means to you. These funds must be used within the quarter and cannot roll over into the next quarter. Rewards & Recognition Account Employees will receive a $25 birthday reward, as well as recognition for big anniversary milestones (5, 10, 15+ years). These funds will be available for 1 year from the date you receive it. Scan to download Scan to download the ios app the android app login or sign up
Telehealth & Emotional Support home Wellness TELEHEALTH & EMOTIONAL SUPPORT BCBS WellConnection BCBS Mental Health Employee Assistance Telehealth Resource Center Program (EAP) Available to BCBS of MA Available to BCBS of MA Confidential support for you members. Speak with a live members. Get help finding and your family members doctor about medical or the resources you need to 24/7. Includes short-term behavioral health needs support your mental health therapy & coaching Sign in to access 1-888-389-7764 1-800-386-7055
Employee Assistance Program home Wellness EMPLOYEE ASSISTANCE PROGRAM CONTACT THE EAP What It Is Guardian's Uprise Health employee assistance program (EAP) offers unlimited access to master’s and doctoral-level counselors by telephone, resources and tools online, and up to three face-to-face visits per household member per year 1-800-386-7055 login to access 11am - 7pm ET Support Bereavement - support is available via phone or face-to-face sessions worklife.uprisehealth.com WorkLife Services - unlimited access to experts in the areas of family and caregiving, health and wellness, emotional wellbeing, daily living, and balancing work/life responsibilities College Planning - expert assistance in finding the right college that fits your child academically, socially, and financially. Provided by College Planning USA Financial Consultation - unlimited telephonic support for financial problems or planning needs, 30 days of financial coaching, extensive online financial library and calculators Will Prep - online self-service documents available on EAP site. 30-minute legal consultation can be used for estate planning/will prep
Supplemental Life and AD&D home Voluntary VOLUNTARY SUPPLEMENTAL LIFE AND AD&D Employees may choose to purchase additional life insurance through Colonial Life for themselves, their spouse, and their dependents. Employee Coverage Supplemental Life and AD&D - Purchase up to $500,000 in increments of $10,000, not to exceed 5x earnings. Guaranteed issue is $100,000 when you are initially eligible Spouse Coverage Supplemental Life and AD&D - Purchase up to $500,000 in $5,000 increments, not to exceed 100% of employee supplemental life coverage. Guaranteed issue is $25,000 when you are initially eligible Dependent Child Coverage Up to $10,000 in increments of $1,000. Guaranteed issue is 100% of election
Pet Insurance home Voluntary PET INSURANCE just for use any vet, choose 50% employees anywhere or 70% My Pet Protection® through Nationwide is available in two reimbursement options (50% and 70%) so you can find coverage that fits your budget. All plans have a $250 annual deductible and $7,500 maximum annual benefit. This discounted plan is available only to ABC Company employees. Coverage includes: accidents Rx diets & supplements illnesses lost pet advertising and hereditary & congenital reward expense conditions emergency boarding cancer loss due to theft behavioral treatments mortality benefit Nationwide also gives you access to the vethelpline, which provides unlimited 24/7 support via phone, chat, or email for everything from general pet questions to identifying urgent care needs. Get coverage for dogs, cats, birds, rabbits, and some exotic pets. plan overview
Legal Assistance home Voluntary LEGAL ASSISTANCE Enroll in the MetLaw voluntary legal assistance program for $19.50 per month For $19.50 a month, you, your spouse and dependents get legal assistance for some of the most frequently needed personal legal matters — with no waiting periods, no deductibles and no claim forms, when using a network attorney for a covered matter. You can choose one from our network of prequalified attorneys, or use an attorney outside of our network and be reimbursed some of the cost. Get support in the areas of: money matters civil lawsuits home & real estate elder-care issues estate planning vehicle & driving family & personal To learn more about your coverages, view the attorney network, or to grant your dependents access, create an account at members.legalplans.com or call 800-82-6400 Monday – Friday 8:00 am to 8:00 pm (ET). plan overview fact sheet
SHARES Program home Voluntary SHARES is Unilever’s global share plan which gives you the opportunity to buy Unilever shares and get free shares in return! It’s easy to enroll and by contributing as little as $10 a month, you can invest in the business you are helping to build. SHARES You will have the opportunity to enroll when enrollment opens for your country. You can choose to invest between €10 –€200 (or your local currency equivalent) each month, which will be deducted PROGRAM from your salary (or wages). For every 3 shares you buy, we will give you 1 free. As a Unilever shareholder, you will also receive quarterly dividend payments and watch your share balance grow! Visit the site to learn more. download the FAQ
Flexible Spending Accounts (FSA & DCA) home Voluntary FLEXIBLE SPENDING ACCOUNTS Healthcare - FSA Dependent Care - DCA Contribute up to the annual IRS maximum: Contribute up to the annual IRS maximum: $3,050. You have a 2.5 month grace period $5,000 ($2,500 if married & filing which means you have until March 15, 2024 separately). You have a 2.5 month grace to spend down your 2023 funds. All claims period which means you have until March must be submitted by March 31, 2024. 15, 2024 to spend down your 2023 funds. All claims must be submitted by March 31, 2024. Set aside tax-free income to your flexible spending accounts through HR Pro to pay for qualified expenses Dependent Care DCA eligible expenses include: Healthcare FSA eligible expenses include: Before & after-school programs Medical & prescription copays Daycare Medical deductible expenses Preschool Dental expenses Summer day camp Vision expenses Flexible Spending Accounts require annual re-enrollment per IRS regulations
Discount Programs home Perks DISCOUNT PROGRAMS YouDecide Unilever Prestige Blue365 Discounts Available to all employees Available to all employees Available to BCBS of MA memebrs Get discounts on things like rental cars, Get a 30% discounts on Unilever Prestige Join the Blue365 Discount program to apple products, pet supplies, gym Brands. Use your ABC Company email access exclusive health & wellness memberships, Disney parks, a meditation address and promo code to get a discount discounts in the areas of fitness, nutrition, app, and more. all year long. personal care, and more. additional details get promo codes access site
Time Off & Sick Leave home Perks TIME OFF & SICK LEAVE Earned Time Holidays 0 -3 years of service = 18 days/year ABC Company offers all full-time, 3 - 5 years of service = 23 days/year regular employees 11 company 5+ years of service = 28 days/year holidays: New Year's Day Sick Time Birthday of Martin Luther King, Jr. Memorial Day ABC Company has a "take it as you need Juneteenth it" policy for sick time. Please see the Day before Independence Day company policy for full details. Independence Day Labor Day Other Time Off Indigenous People's Day Thanksgiving Bereavement, Jury Duty & Unpaid - take it Day after Thanksgiving as you need it Christmas Day Summer Fridays - Memorial Day through Labor Day. Please see the company policy for full details. Volunteer Time - Up to 16 hours per calendar year. Please see VTO policy for full details. Family & Medical Leaves - available to state leaves VTO policy employees in certain states
Transportation home Perks MBTA passes are provided by ABC Company for transportation to work. If you would like to utilize the IDB Shuttle, please see HR, who will provide you with TRANSPORTATION the appropriate sticker enabling free rides to and MBTA pass request form from North and South Station. Parking is available at the office. Fill out one of the agreement forms to park in .either the onsite open lot open lot parking garage parking or in the garage. agreement agreement
Learning & Professional Development home Tuition Reimbursement Perks Employees may pursue a degree or certificate program or take individual courses at approved and accredited educational institutions under this program, provided the course of study is related to the employee’s current position or a probable future assignment and the Company approves the course(s). Expenses eligible for 100 percent reimbursement include tuition, registration and required fees such as building use and lab fees. Books required to satisfactorily complete a course are reimbursed at 75 percent of their cost. LEARNING & College Courses: Expenses eligible for 100% reimbursement (up to $5,250 annually) include tuition, registration and required fees such as building use and lab fees. Books required to complete a course are reimbursed at 75 PROFESSIONAL percent of their cost. Certificate programs and/or professional license examinations or renewal fees/dues are covered 100% (up to $2,000 annually). DEVELOPMENT Tuition Reimbursement Request for Approval form with a cost estimate must be submitted to the employee’s supervisor for approval. Forms may be obtained from the Human Resource Department Professional Development ABC Company education portal - Go to livingproof.com/education to view and access resources LinkedIn Learning - Register with Unilever. Once you register, you will receive an email from [email protected]. Use the link in this email to access your LinkedIn Learning account here. tuition reimbursement tuition reimbursement request LinkedIn Learning Guide request for approval for reimbursement
BLUEbikes Discount home Perks BLUEBIKES DISCOUNT ABC Company employees are eligible for an exclusive discounted BLUEbikes membership. Get an annual membership ($99 value) for $0. Getting started is easy: Visit member.bluebikes.com/group/livingproof Enter the program code: bikelivingproof Enter your corporate email address if prompted Fill out the enrollment form
