Modern Employee Benefits Proposal Template - Google Slides, Powerpoint & PDF

Employee Benefits Proposal 20 23

Employee insurance programs Dental Basic Medical Our comprehensive dental insurance Our basic medical insurance program is program is designed to support your designed to provide essential healthcare dental health needs and provide peace coverage to support your well-being and of mind for you and your family. We ensure you have access to necessary offer flexible plans that cater to various medical services. This plan focuses on preferences and needs, ensuring you covering the fundamental aspects of have access to quality dental care. healthcare, offering a safety net for you and your family.

Optional Benefits In addition to our core benefits, we offer a variety of optional benefits to further support your diverse needs and enhance your overall well-being. These optional benefits provide additional coverage and services, allowing you to tailor your benefits package to suit your personal circumstances. Enrolling in optional benefits is easy and can be done during the open enrollment period or when you experience a qualifying life event. 1 2 Physical therapy Chiropractic This benefit provides access to necessary This benefit provides access to licensed treatments for recovering from injuries, chiropractors for treatments and managing chronic conditions, and non-invasive procedures aimed at improving physical function. relieving pain, improving function, and enhancing your quality of life. 3 4 Maternal Mental Health This benefit includes prenatal and This benefit provides access to mental postnatal care, routine check-ups, health professionals for counseling, ultrasounds, labor and delivery services, therapy sessions and treatment for and support for breastfeeding and conditions such as anxiety, depression, newborn care, ensuring the best care. and stress management, promoting a balanced and healthy life.

Covered monthly expenses Gym • Coverage for monthly gym membership fees to promote physical fitness and well-being. • Access to a variety of fitness facilities and classes to suit your exercise preferences. Internet • Reimbursement for a portion of your monthly internet bill to ensure a reliable connection for remote work. • Supports seamless communication and productivity while working from home. Office Equipment • Coverage for essential office equipment such as desks, chairs, monitors, and ergonomic accessories. • Ensures a comfortable and efficient workspace, enhancing your overall work experience.

Covered monthly expenses are determined on a case to case basis. If you have any questions about an expense that you believe should be covered, contact HR - [email protected]

Vacation policy Our vacation policy is designed to provide employees with the time they need to rest, recharge, and maintain a healthy work-life balance. We recognize the importance of taking time off to relax and spend time with loved ones, and we offer a generous vacation policy to support this. Employees can accrue between 5 to 30 days of paid vacation annually, depending on their tenure and role within the company. Holidays: In addition to vacation days, employees receive paid time off for 25 company-recognized holidays. Personal Days: Employees DAYS may also receive a number of personal days for use at their discretion.

Office Benefit • Ergonomic Workstations • Health Programs • Snacks and Beverages • Collaborative Spaces • Flexible Work Arrangements

Medical Benefits PPO NETWORK Our PPO Preferred Provider Organization) network offers a wide range of healthcare providers who have agreed to provide services to our insured members at negotiated rates. This network provides flexibility and choice, allowing members to seek care from both in-network and out-of-network providers. Plan funds Medical Network Claims handling Allocated to cover It includes hospitals, Our process ensures eligible medical clinics, physicians, and timely reimbursement expenses within the specialists. for covered services. network Manage your benefits From reviewing your coverage to maximizing health savings, this guide empowers you to take control of your benefits and make informed decisions about your healthcare needs. ✔ Review Your Coverage ✔ Utilize Preventive Services ✔ Monitor Your Claims ✔ Maximize Health Savings ✔ Stay Informed

Prescription benefits This chapter is dedicated to helping you understand and maximize your prescription drug coverage. Prescription benefits play a crucial role in maintaining your health and well-being, providing access to essential medications prescribed by your healthcare provider. Here's what you need to know: Tips for saving on prescriptions ↪ Generic Substitution: Generic medications whenever possible, as they are often more affordable than brand-name drugs and offer the same therapeutic benefits. ↪ Mail-Order Pharmacy: Consider using a mail-order pharmacy for maintenance medications to take advantage of cost savings and convenient home delivery options. Pharmacy Formulary Plan Costs Access to a wide Our formulary is a list of Use our online tools to network of pharmacies covered medications, estimate prescription for convenient including generics and costs before filling your prescription filling. brand-name drugs. prescription.

Terms explained: Service: This column outlines the In-Network Cost: This refers to the specific medical services covered by cost of healthcare services received the insurance plan, such as office from providers who are contracted visits, urgent care, emergency room with the insurance company. visits, surgical procedures, and In-network providers typically have prescription medications. negotiated rates with the insurance Deductible/OOP Maximum: This company, resulting in lower column describes the financial out-of-pocket costs for the thresholds that policyholders must policyholder. Out-of-Network Cost: meet before the insurance coverage This indicates the cost of healthcare takes effect or limits the total amount services obtained from providers who of money the policyholder will have to are not part of the insurance pay out of pocket for covered services company's network. Out-of-network in a given year. providers do not have negotiated rates with the insurance company, leading to higher out-of-pocket expenses for the policyholder. Additionally, insurance plans often provide less coverage for out-of-network services compared to in-network services.

Medical Plans

Dental insurance in-network A dental plan is designed to provide coverage for a range of dental services, including preventive care, basic procedures, and major treatments, to help individuals maintain good oral health. Dental services at ↳ Coverage options ↳ Major procedures affordable rates: with ↳ Preventive care ↳ No annual our plan, you can enjoy ↳ Affordable co-pays maximums the following benefits: ↳ Network of providers ↳ Easy claims ↳ Additional Benefits Dental Care Plan $50 Individual $50 $150 $150 Family $50 Individual $50 $150 $150 Family

Vision Insurance Individuals benefit from coverage for annual eye exams, which are essential for detecting and managing vision problems, as well as obtaining updated prescriptions for corrective lenses. The plan often includes coverage for prescription eyewear, including frames and lenses, which is updated on an annual basis. Eye Care Plan Individual $2,000 Deductible Family $4,000 $10 Vision exams Single $10 Bifocal $10 Lenses Trifocal $10 $150 allowance Frames Disposable $150 Allowance medically Contact Lenses necessary 100% covered Single $10 Bifocal $10 Frequency of Services Trifocal $10

Pre-existing condition limitations ✗ Treatment for Pre-existing ✗ Complications from Pre-existing ✗ Chronic Conditions Management ✗ Injuries Related to Pre-existing ✗ Alternative Treatments ✔ Income Replacement ✔ Duration of Coverage Short ✔ Waiting Period ✔ Qualifying Disabilities ✔ Return-to-Work Assistance term disability Short-term disability insurance provides financial protection for individuals who are unable to work due to a temporary disability or illness.

Pet insurance Pet insurance provides financial coverage and support for veterinary care expenses incurred by your beloved furry companions. It offers peace of mind by helping ✔ Coverage for Veterinary Bills to offset the costs of unexpected ✔ Accident and Illness Coverage accidents, illnesses, and routine ✔ Wellness Benefits medical care for your pets. ✔ Customizable Plans ✔ Reimbursement Options Pet Care Plan 12 months treatment up to Vet Bills £3,000 per illness/injury 12 months treatment up to Pet Therapies £500 per illness/injury Up to £2 million every incident Legal Liability (dogs only)

Employee Benefits Proposal Thank you for reading!