VISION PLANS The CSU’s Vision Service Plan Basic and Premier Vision Service Plan (VSP) The CSU automatically provides the Basic plan for eligible employees and their families at no cost to the employee. Employees also have the option to upgrade to the Premier plan for a small monthly fee. If the employee elects the Premier plan, any dependents they wish to cover must also be enrolled. For additional information, visit csuactives.vspforme.com or call (800) 400-4569. Overview of the Basic and Premier Plan Eligibility Premier Vision Plans Eligibility requirements are the same across all plans (health, dental Eye exams are an important part of overall health care for the entire and vision) and defned in this guide under eligibility. However, unlike family. The Vision Benefts Summary on the next page may help you with health and dental, the Premier Plan requires all dependents to decide which plan best fts the needs of you and your family. also be enrolled in the Premier Plan coverage or they will lose their Basic vision coverage. You cannot enroll in the Basic and Premier The VSP offers a large network of contracting providers, including vision plans at the same time or split enrollments by leaving any optometrists and ophthalmologists. When a contracting network dependents in the Basic vision plan. provider is used, the care is considered “in-network.” Out-of-pocket Monthly Cost of Coverage costs will be less, and the highest level of benefts is received. If a provider outside the network is used, the care is considered “out-of- Enrolled Employee and Basic Premier network.” Coverage is still provided, but the out-of-pocket costs will be signifcantly higher. Eligible Dependents Plan Plan Which Plan Is Right for You? Employee Only $0 $4.03 The plans utilize the VSP network of providers, but your out-of-pocket costs associated with the plans will vary. Employee + One $0 $15.01 The best vision plan for you depends on several factors: Employee + Family $0 $28.41 • What are your anticipated vision expenses for 2024? • What can you afford to pay out of pocket (in terms of copayments) when vision care is needed? • Do you have other vision insurance? Employee Coverage for CSU CSU and VSP provide you with a choice of affordable vision plans. You have a choice between the Basic Plan, or may upgrade to the Premier Plan for enhanced benefts. • Basic Plan: Advantage Premier Network • Premier Plan: Choice Network 11
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