Index of Defined Terms Maximum LTD Benefit, 2 Active Work, Actively at Work, 20 Mental Disorder, 17 Allowable Period, 8 Minimum LTD Benefit, 2 Any Occupation Definition of Disability, 6 Own Occupation, 6 Any Occupation Income Level, 4 Own Occupation Definition Of Any Occupation Period, 4 Disability, 6 Own Occupation Income Level, 4 Benefit Waiting Period, 3, 23 Own Occupation Period, 4 COLA Factor, 13 Partial Disability, 6 CPI-W, 23 Physician, 23 Policyholder, 1 Deductible Income, 9 Predisability Earnings, 8 Disability, 6 Preexisting Condition, 15, 16 Disabled, 6 Pregnancy, 24 Domestic Partner, 24 Prior Plan, 24 Proof Of Loss, 17 Eligibility Waiting Period, 23 PTO Plan, 4 Employer(s), 1 Evidence of Insurability, 23 Qualifying Years Of Disability, 3 Fractionated Period Of Paid Time Off, 4 Reasonable Accommodation Expense Benefit, 7 Group Policy, 23 Rehabilitation Plan, 7 Group Policy Effective Date, 1 Return To Work Incentive, 7 Group Policy Number, 1 Salary Continuation Offset, 4 Hospital, 17 Sickness, 24 Social Security Normal Retirement Age Indexed Predisability Earnings, 23 (SSNRA), 4 Injury, 23 Spouse, 24 LTD Benefit, 23 Temporary Recovery, 7 Material Duties, 6 War, 15 Maximum Benefit Period, 4, 23 Work Earnings, 7