C. Exception The Active Work Requirement will not apply to you if: 1. You were absent from Active Work because of a regularly scheduled day off, holiday, or vacation day; 2. You were Actively at Work on your last scheduled work day before the date of your absence; and 3. You were capable of Active Work on the day before the scheduled effective date of your insurance. LT.AW.01X WHEN YOUR INSURANCE ENDS Your insurance ends automatically: 1. The last day of the month in which you no longer meet the eligibility requirements for the employer contributions. 2. The last day of the month in which your employment relationship is terminated. As long as your employer has no anticipation that you will be rehired, the employment relationship is terminated: a. On the date specified in your letter of resignation; or b. On the date specified in any contract or hire letter, or on the effective date of an employer- initiated termination notice. 3. The last day of the month for which your employee premium was deducted if your agency deducted your premium after you were no longer eligible for the employer contribution. 4. The date the Group Policy terminates. 5. The date the last period ends for which your Employer made a required premium contribution on your behalf, if you are on a leave of absence without pay, on reduction in force status, or on reversion status. 6. The date you become a full time member of the armed forces of any country, unless the insurer is required to offer you continuation of your insurance by the Uniformed Service Employment and Reemployment Rights Act (USERRA). 7. The date you cease to be a Member. However, if you cease to be a Member because you are not meeting the eligibility requirements for the employer contribution, your insurance will be continued during the following periods: a. While your Employer is paying you at least the same Predisability Earnings paid to you immediately before you ceased to be a Member. b. During the Benefit Waiting Period and while LTD Benefits are payable. c. During the first 29 months of an agency approved educational leave of absence, if your status as a Member terminates because of the leave of absence, subject to the following: i. You must elect continuation coverage and agree to pay the required premiums. ii. Your Employer must approve the leave of absence in writing. iii. If your rate of pay during the leave is less than 50% of your Predisability Earnings in effect prior to the leave, you must pay the entire cost of your insurance. Insurance ends automatically on the date the last period ends for which you made a premium contribution. If you become Disabled during the leave, the Benefit Waiting Period will not begin until your scheduled date of return to work. iv. If your rate of pay during the leave is 50% or more of your Predisability Earnings in effect prior to the leave, the Employer will pay the cost of your Employer-Paid Insurance. If you 377661-B - 21 6/29/2022

Benefits Booklet - Page 25 Benefits Booklet Page 24 Page 26