2022 Employee Benefit Guide This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract. Employer - paid Basic Life Insurance Plan Features Employee Benefit Amount Maximum Benefit Amount AD&D Benefit The following shows how much benefits are reduced at certain ages: Age Band Benefit Reduction Supplemental / Voluntary Term Life Insurance Plan Features Employee Benefit Amount Employees can choose different amounts of coverage between the minimum and maximum benefit amount. See plan documentation for more details. Minimum Benefit Amount Maximum Benefit Amount Spouse Benefit Dependent Benefit The following shows how much benefits are reduced at certain ages: Age Band Benefit Reduction Benefits f or 2022 Life Insurance SUMMARY OF COVERAGE 11