LIFE AND DISABILITY LIFE INSURANCE Basic Life and Voluntary Life insurance provides for financial support in the untimely passing of a covered participant. Click on the blue highlighted plans below for a plan summary. Basic Life & AD&D • Benefit amount: 1.5 times annual earnings up to a maximum benefit of $225,000. • Please be advised that should you reach age 65, your coverage will reduce by 35%. Should you reach age 70, your coverage will reduce by 50%. • Employer Paid Voluntary Life • Employees can elect Voluntary Life and AD&D for the employee, spouse, and dependent children. • The cost is based on the amount you purchase and your age at the time of purchase • Employee Paid Note: If electing outside of new hire period, Evidence of lnsurability will need to be submitted Disability Short and Long-Term Disability insurance provides partial income replacement in the event of a covered illness or accident that occurs outside of work. Short-Term Disability •Benefits kick in once you have been out of the office due to your disability for 7 days or illness/0 days for accident •Weekly benefit checks will be 60% of your weekly earnings to a maximum of $1,500 a week •You can receive these weekly benefits checks up to 13 weeks for sickness/13 weeks for accident, if you continue to be out of work due to your disability • Employer paid Long-Term Disability •Benefits kick in once you have been out of work for 90 days •Monthly benefit checks will be 60% of your monthly earnings to a maximum of $12,500/month The benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlying plan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlying insurance documents will govern in all cases.