401K - QUALIFIED DEFAULT INVESTMENT ALTERNATIVE To help you prepare for retirement, ACME Corp Inc offers you a retirement plan. You can choose to invest the contributions made to your account in a number of investment options. This notice describes the default investment feature applicable to the plan. Joining the Plan If you haven’t already, you can enroll in the plan by taking the following action: •Elect the plan in ADP under the Year-Round Enrollment option (Myself- Benefits- Enrollments) •Your election(s) will become effective as soon as administratively feasible after receipt and processing of your election. Details of Your Default Investment Unless you choose or have already chosen another investment, your contributions will, or will continue to be, invested in the default option for the plan. The default option for our plan is the American Funds Target Date Retirement Series ® Unless you’ve been notified otherwise, the default fund is the fund in the series that is available at the time you are first defaulted that most closely matches the year you will turn 65 (see the chart below). What If I Do Not Want My Contributions Invested in The Default Fund? If you haven’t already made your investment selections, you can avoid having your contributions invested in the default fund by taking the following action within 30 days from the date of this notice. Access your account by visiting the plan’s website at myretirement.americanfunds.com or by calling the toll-free number at (800) 204-3731 and make your investment selection. Changing How Your Investments Are Being Invested You can change your investment allocation at any time, or you can make an exchange from the default investment into any other investment available for our plan by going to the website myretirement.americanfunds.com or calling the toll-free number, (800) 204-3731. There is no transaction fee for making an exchange into one of the other investment options available in our plan. For more information about other investment options available under the plan, visit myretirement.americanfunds.com or call the toll-free number, (800) 204-3731. Description of the Default Investment Designed to simplify your investment decision-making, the American Funds Target Date Retirement Series is made up of 12 target date fund portfolios, each composed of a different mix of the American Funds, with retirement dates ranging from 2010 through 2065 in five-year increments. New funds may be added to the series for future retirement dates as needed. Each target date fund serves as a single diversified retirement portfolio — with an underlying investment approach aligned with its retirement date — so you only need to select one. Each fund in the Series attempts to balance investors’ long-term needs for both return and conservation of capital.