13 2023 OUTLOOK @BNYMellonWealth | bnymellonwealth.com This material is provided for educational purposes only. This material is not intended to constitute legal, tax, investment or financial advice and may not be used as such. Effort has been made to assure that the material presented herein is accurate at the time of publication. However, this material is not intended to be a full and exhaustive explanation of the law in any area or of all of the tax, investment or financial options available. We recommend all individuals consult with their lawyer or tax professional, or their investment or financial advisor for professional assurance that this material, and the interpretation of it, is accurate and appropriate for their unique situation. The comments in this paper reflect the author’s views and may not reflect the opinion or views of BNY Mellon. BNY Mellon Wealth Management conducts business through various operating subsidiaries of The Bank of New York Mellon Corporation. Trademarks and logos belong to their respective owners. The information in this paper is current as of December 2022. It is based on sources believed to be reliable, but its accuracy is not guaranteed. © 2022 The Bank of New York Mellon Corporation. All rights reserved. | WI-330699
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