PEACE OF MIND, PENNIES FOR A DAY It’s not always fun and games and wellness tips in the benefits world. We think about all the possibilities. So Evidence of Insurability in case something should happen to you, we also offer insurance programs for your family and your peace We trust you, but insurance companies, of mind. not so much. So for STD and some levels Company-Paid Insurance of life insurance you’ll need to give Evidence of Insurability, which basically We start off with life, accident, and disability insurance, all paid for by the company. You’re welcome. means proof of reasonably good health. l Life and AD&D. All Salaried employees are automatically enrolled in company-paid life insurance coverage plus Accidental Death & Dismemberment coverage (sorry, we didn’t make up the name) — both up to one times your annual base salary. l Long-term disability. CPK also provides long-term disability coverage (LTD) in case you’re disabled by an illness or off-the-job injury. The plan pays up to 60% of your monthly income up to a maximum of $10,000 per month, beginning on the 90th day of disability. More Life Insurance If you’re the worrying kind and your company-paid coverage isn’t enough, you can also add life insurance for: l Yourself. Purchase from one to seven times your annual base salary, up to a maximum of $2,000,000. l Your spouse. Get additional family coverage in $5,000 increments up to a maximum of $250,000 for your spouse or partner (but it can’t be more than 50% of your own coverage). l A child. Purchase $10,000 worth of coverage for a dependent child. Short-Term Disability How would you pay your bills if a serious illness or injury kept you away from your job? LTD kicks in after 90 days, but until then short-term disability (STD) insurance can replace your income if you become disabled and can’t work for more than seven days. It pays 55% of your weekly base salary up to a maximum of $1,011 per week. Please note that our plan coordinates with state-mandated plans in Hawaii, New Jersey, and New York. And if you work in California you aren’t eligible – because you’re automatically enrolled in the state- mandated plan instead. Thanks for that, California. 15