ELIGIBILITY FOR CONTINUATION OF CERTAIN INSURANCE WHILE YOU ARE TOTALLY DISABLED If You become Totally Disabled while You are insured for Continuation Eligible Insurance under this policy, You may qualify to continue certain insurance under this section. If continued, premium payment will not be required. We will determine if You qualify for this continuation after We receive Proof that You have satisfied the conditions of this section. Total Disability must start before You attain age 60 and while You are insured for Continuation Eligible Insurance. Your Total Disability must continue without interruption from the date You became Totally Disabled through the end of the Continuation Waiting Period. DEFINITIONS For the purpose of this section, "Continuation Eligible Insurance" means Basic Life Insurance (except for Totally Disabled Patrolmen, Disability Leave Patrolmen and Disability Status Patrolmen deemed disabled in the line of duty by the Chief of Washington State Patrol (WSP); and Supplemental Life Insurance; Dependent Life Insurance if You continue Supplemental Life Insurance; to the extent that such insurance was in effect for You on the date Your Total Disability began. Continuation Eligible Insurance does not include: Life Insurance amounts accelerated under the section entitled LIFE INSURANCE: ACCELERATED BENEFIT OPTION FOR YOU. Continuation Waiting Period means the period which starts on the date You become Totally Disabled and ends 6 consecutive months later. Total Disability or Totally Disabled means, for purposes of this section, that due to an injury or sickness: You are unable to perform the material duties of Your regular job; and You are unable to perform any other job for which You are fit by education, training or experience. TOTAL DISABILITY AND PROOF REQUIREMENTS If You become disabled You should contact Us as soon as reasonably possible. After the Continuation Waiting Period ends, You must send Us Proof that You were Totally Disabled with no interruption throughout the Continuation Waiting Period. You must do this within the time frame specified in the section entitled FILING A CLAIM. As part of such Proof, We may choose a Physician to examine You to verify that You are Totally Disabled. We will pay for the exam. After We receive and review Your Proof, We will determine if You qualify. We will notify You in writing of Our decision. To verify that You continue to be Totally Disabled without interruption, We may require from time to time that You send Us Proof that You continue to be Totally Disabled. We will not ask for Proof more than once each year. IF YOU OR YOUR DEPENDENT DIE DURING CONTINUATION If You or Your Dependent die during the continuation, Proof of the death must be sent to Us. In addition to the Proof which is otherwise required for the insurance, the Proof must show that Your Total Disability continued with no interruption from the date We informed You that the continuation was approved until the date of the death. GCERT2024-WSHCA-WA-LIFE-EMPLOYEE1 71
