LIFE INSURANCE: ACCELERATED BENEFIT OPTION (ABO) FOR YOU (continued) Scheduled Reduction of an ABO Eligible Life Insurance Benefit. If an ABO Eligible Life Insurance benefit is scheduled to reduce within the 24 month period after the date You or Your legal representative request an accelerated benefit, We will calculate the accelerated benefit using the amount of such ABO Eligible Life Insurance that will be in effect immediately after the reduction(s) scheduled for such period. Scheduled End of an ABO Eligible Life Insurance Benefit. If an ABO Eligible Life Insurance benefit is scheduled to end due to Your age within 24 months after the date You or Your legal representative request an accelerated benefit, We will not pay an accelerated benefit for such ABO Eligible Life Insurance benefit. Previous Conversion of an ABO Eligible Life Insurance Benefit. We will not pay an accelerated benefit for any amount of ABO Eligible Life Insurance which You previously converted under the section entitled LIFE INSURANCE: CONVERSION OPTION FOR YOU. We will pay the accelerated benefit in one sum unless You or Your legal representative select another payment mode. Effect of Payment of an Accelerated Benefit On premium for Your Insurance. After We pay the accelerated benefit, any future premium will be waived for Basic Life Insurance, Supplemental Life Insurance, Basic Accidental Death and Dismemberment Insurance, Supplemental Accidental Death and Dismemberment Insurance, Dependent Life Insurance, and Dependent Accidental Death and Dismemberment Insurance. On Your Life Insurance at Your death. The amount of Life Insurance that We will pay at Your death will be decreased by the amount of the accelerated benefit paid by Us. On Your Life Insurance at conversion. The amount to which You are entitled to convert under the section entitled LIFE INSURANCE: CONVERSION OPTION FOR YOU will be decreased by the amount of the accelerated benefit paid by Us. On Your Accidental Death and Dismemberment Insurance. Payment of an accelerated benefit will not affect Your Accidental Death and Dismemberment Insurance. Date Your Option to Accelerate Benefits Ends The accelerated benefit option will end on the earliest of:  the date the ABO Eligible Life Insurance ends;  the date You or Your legal representative assign all ABO Eligible Life Insurance; or  the date You or Your legal representative have accelerated all ABO Eligible Life Insurance benefits. GCERT2024-WSHCA-WA-LIFE-EMPLOYEE1 64