TABLE OF CONTENTS (continued) Section Page LIFE INSURANCE: ACCELERATED BENEFIT OPTION (ABO) FOR YOU ................................................... 63 LIFE INSURANCE: ACCELERATED BENEFIT OPTION (ABO) FOR YOUR SPOUSE OR STATE- REGISTERED DOMESTIC PARTNER ........................................................................................................... 65 LIFE INSURANCE: CONVERSION OPTION FOR YOU ................................................................................. 67 LIFE INSURANCE: CONVERSION OPTION FOR YOUR DEPENDENTS .................................................... 69 ELIGIBILITY FOR CONTINUATION OF CERTAIN INSURANCE WHILE YOU ARE TOTALLY DISABLED . 71 ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE ..................................................................... 73 ADDITIONAL BENEFIT: SEAT BELT USE .................................................................................................. 75 ADDITIONAL BENEFIT: AIR BAG USE ....................................................................................................... 76 ADDITIONAL BENEFIT: CHILD CARE ........................................................................................................ 77 ADDITIONAL BENEFIT: CHILD EDUCATION............................................................................................. 78 ADDITIONAL BENEFIT: SPOUSE OR STATE-REGISTERED DOMESTIC PARTNER EDUCATION ...... 79 ADDITIONAL BENEFIT: HOSPITAL CONFINEMENT ................................................................................ 80 ADDITIONAL BENEFIT: COMMON CARRIER ........................................................................................... 81 FILING A CLAIM: CLAIMS FOR LIFE INSURANCE BENEFITS .................................................................... 82 FILING A CLAIM: CLAIMS FOR ACCIDENTAL DEATH AND DISMEMBERMENT BENEFITS .................... 83 GENERAL PROVISIONS ................................................................................................................................. 84 Assignment ................................................................................................................................................... 84 Beneficiary .................................................................................................................................................... 84 Entire Contract .............................................................................................................................................. 85 Incontestability: Statements Made by You ................................................................................................... 85 Misstatement of Age ..................................................................................................................................... 85 Conformity with Law ..................................................................................................................................... 85 Physical Exams ............................................................................................................................................ 86 Autopsy ......................................................................................................................................................... 86 GCERT2024-WSHCA-WA-LIFE-EMPLOYEE1 28