ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE (continued) 8. the voluntary intake or use by any means of:  any drug, medication or sedative, unless it is:  taken or used as prescribed by a Physician; or  an "over the counter" drug, medication or sedative taken as directed;  alcohol in combination with any drug, medication, or sedative; or  poison, gas, or fumes; or 9. war, whether declared or undeclared; or act of war, insurrection, rebellion or active participation in a riot. Exclusion for Intoxication We will not pay benefits under this section for any loss if the injured party is intoxicated at the time of the incident and is the operator of a vehicle or other device involved in the incident. Intoxicated means that the injured person’s blood alcohol level met or exceeded the level that creates a legal presumption of intoxication under the laws of the jurisdiction in which the incident occurred. BENEFIT PAYMENT For loss of Your life, We will pay benefits to Your Beneficiary. For any other loss sustained by You, or for any loss sustained by a Dependent, We will pay benefits to You. If You or a Dependent sustain more than one Covered Loss due to an accidental injury, the amount We will pay, on behalf of any such injured person, will not exceed the Full Amount. We will pay benefits in one sum. Other modes of payment may be available upon request. For details call Our toll free number shown on the Certificate Face Page. If You and any Dependent die within a 24 hour period, We will pay the Dependent’s Accidental Death and Dismemberment Insurance to the Beneficiary receiving payment of Your Accidental Death and Dismemberment Insurance including payment of any Additional Benefits, or We may pay Your estate. If a Beneficiary is a minor or is incompetent to receive payment, We will pay that person’s guardian. APPLICABILITY OF PROVISIONS The provisions set forth in this ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE section apply to all Accidental Death and Dismemberment Insurance – Additional Benefit sections included in this certificate except as may otherwise be provided in such Additional Benefit sections. GCERT2024-WSHCA-WA-LIFE-EMPLOYEE1 74