Latin America Mexico Europe, Middle East & Africa Asia Pacific Argentina Bahamas Brazil Chile Colombia Costa Rica D.R. Ecuador El Salvador Guatemala Haiti Honduras Jamaica Panama Paraguay Peru Puerto Rico Trinidad/ Tobago Uruguay Mexico Algeria Austria Bahrain Belgium Bulgaria Cameroon Congo, DR Côe d’Ivoire Czech Rep. Denmark Egypt Finland France Gabon Germany Ghana Greece Hungary Iraq Ireland Israel Italy Jersey Jordan Kazakhstan Kenya Kuwait Lebanon Luxembourg Mauritius Monaco Morocco Netherlands Nigeria Norway Pakistan Poland Portugal Qatar Romania Russia Saudi Arabia Senegal Slovakia South Africa Spain Sweden Switzerland Tanzania Tunisia Turkey UAE UK Uganda Ukraine Zambia Australia Bangladesh China Hong Kong India Indonesia Japan Macau Malaysia New Zealand Philippines Singapore South Korea Sri Lanka Taiwan Thailand Vietnam North America United States Canada Bond Offerings Advance Social Initiatives In October 2021, we issued o ur inaugural Citi Social Finance Bond, a $1 billion bond offering to support social and economic development efforts or activities that increase opportunity and access to essential basic services. Proceeds from the bond will finance a range of projects, including those that expand access to financial services, affordable housing, basic infrastructure, healthcare and education in underserved and unbanked communities in emerging markets. The bond offering followed the release of our Citi Social Finance Framework , one of the world’s first global social finance frameworks focused on enabling financial inclusion, affordable housing and access to essential services in emerging markets. The framework, which was developed in line with the International Capital Market Association (ICMA) Social Bond Principles 2021, * details how projects and assets will be selected. We will report annually on the use of funds and related impacts. The Citi Social Finance Bond follows the 2020 issuance of Citi’s inaugural $2.5 billion Affordable Housing Bond, which was then the largest-ever social bond from an issuer in the private sector. Learn more . * Sustainalytics, an independent provider of sustainability research, analysis and services to financial institutions globally, reviewed the Framework and confirmed in its assessment the alignment with the transparency and reporting requirements of the ICMA Social Bond Principles 2021. Worl d Bank Low-Income and Lower-Middle-Income Countries with Citi Presence Upper Middle-Income Countries with Citi Presence High-Income Countries with Citi Presence CITI’S SOCIAL FINANCE ACTIVITIES IN EMERGING MARKETS Citi's global footprint and capabilities make the bank uniquely able to provide a consistent and developed approach to local currency funding in support of the economies benefitting the world's most underserved communities. Contents ESGatCiti SustainableFinance SustainableProgress Equitable&ResilientCommunities Talent&DEI RiskManagement&ResponsibleBusiness Appendices CITI 2021 ESG REPORT 63