Check your progress Use this checklist to make sure you are in the best place to start dealing with your debts. I have checked whether I need to open a safe bank account. I have sent hold action letters to my creditors. I have checked whether I have given permission for any continuous payment arrangements. Next steps You can now move to Step 1 to fill in your budget. Here to help If you are unsure of anything in this guide, have extra questions or just want to talk through your situation, contact us for advice. Page 10