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External Review ......................................................................................................................................................... 91 Experimental or Investigational Determination and Appeal .............................................................................. 92 Miscellaneous Provisions ............................................................................................ 93 Exercise of Conscience ............................................................................................................................................ 93 Information about New Technology ..................................................................................................................... 93 Privacy Practices ........................................................................................................................................................ 93 Unusual Circumstances ............................................................................................................................................ 94 Coordination of Benefits Consumer Explanatory Booklet ........................................ 94 Important Notice ................................................................................................................................................ 94 Primary or Secondary? ....................................................................................................................................... 94 When This Plan is Primary................................................................................................................................ 94 Other Situations .................................................................................................................................................. 95 How We Pay Claims When We Are Primary ................................................................................................. 95 How We Pay Claims When We Are Secondary ............................................................................................. 95 Nondiscrimination Statement and Notice of Language Assistance ........................ 96 Nondiscrimination Notice ....................................................................................................................................... 96 Help in Your Language ............................................................................................................................................ 96 EWCLGDED1983ACT0124 WAPEBB-CL-ACT

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