Retirement Savings and Financial Wellness We are proud to invest in your 昀椀nancial health and future by continuing to provide a core contribution to you that is equal to 2% of your pay and also matching 50% for each dollar you contribute to your 401(k), up to the 昀椀rst 6%. To maximize your employer match, you would want to contribute 6% of your paycheck so you can receive the full 3% match from UnityPoint Health. While there isn’t any action required on your behalf for your enrollment, we do encourage you to log into the Fidelity portal (netbene昀椀ts.com). From there you can do things like: SPEAK WITH A FIDELITY REPRESENTATIVE CHANGE YOUR UPDATE YOUR INVESTMENTS BENEFICIARIES To speak with a Fidelity representative who can answer your questions or DETERMINE HOW CHANGE YOUR to schedule a one-on-one MUCH YOU SHOULD CONTRIBUTIONS consultation, you can call BE SAVING (800) 343-0860. GET HELP WITH YOUR GET A SNAPSHOT OF FINANCES BY TALKING YOUR RETIREMENT BY ELIGIBILITY TO A RETIREMENT ANSWERING A FEW You are eligible to PLANNER QUESTIONS participate in the retirement savings plan Check out the Financial Wellness Portal for an interactive once you have reached experience that brings together resources and tools you need age 19. to plan your 昀椀nancial wellness strategy. 457(b) Retirement Savings Plan: A 457(b) plan allows you to invest, on a pretax basis, a portion of your income for retirement. › Employee deferrals are 100% paid by the staff member › Non-quali昀椀ed deferred compensation plan › Eligible individuals (initially > $150,000 salary) can defer additional pretax salary up to $20,500 › Participant directs investments within certain guidelines › Payout at termination, death and disability as W-2 wages › Funds invested are subject to the creditors of the organization › Rollovers limited to another 457(b) plan | 34 |