Life and Accidental Death & Dismemberment Insurance Life insurance coverage helps protect your loved ones in the event of your death or serious injury. Even if you’re single, your bene昀椀ciary can use your life insurance bene昀椀ts to pay off your debts, such as credit cards, mortgages and other 昀椀nal expenses. Accidental Death & Dismemberment (AD&D) insurance pays a bene昀椀t if the covered person dies as a result of an accident. It will also pay all or part of the coverage amount if the covered person suffers a dismemberment injury or other covered loss due to an accident. You can purchase coverage for yourself, your spouse/domestic partner, and/or your dependent children. Basic Life and AD&D Insurance COVERED COVERAGE PERSON AMOUNTS PREMIUM UnityPoint Health offers group term life and AD&D insurance automatically at no Full-time and 1.5 times your No cost to you cost to you. part-time bene昀椀t base annual pay, eligible team up to $450,000 members Voluntary Life and AD&D COVERED COVERAGE Insurance PERSON AMOUNTS PREMIUM You may purchase additional life and Increments of Based AD&D insurance at favorable group rates. $10,000 up to the on team You pay for this coverage with after-tax lesser of: member’s age dollars. Premiums for this coverage are Employee › 8 times your as of January shown in Lawson during your enrollment annual base pay, 1, 2024 experience. or › $500,000 Based Spouse/domestic Increments of on team partner $10,000 up to member’s age $100,000 as of January REVIEW & UPDATE 1, 2024 Flat amount Flat rate no Review and update your Children (up to of $5,000 or matter how bene昀椀ciaries with Prudential at age 26) $10,000 per child many children prudential.com/mybene昀椀ts are covered | 22 |