Caroline Haas Dr Arthur Krebbers Managing Director, Head of Climate and ESG Head of Corporate Climate & ESG Capital Markets Capital Markets +31 20 4642782 +44 20 7085 4396 arthur.krebbers@natwestmarkets.com caroline.haas@natwestmarkets.com Dan Bressler Nathalie Larrouse Climate & ESG Capital Markets Climate & ESG Capital Markets +31 689920018 +20 7085 2712 daniel.bressler@natwestmarkets.com nathalie.larrouse@natwestmarkets.com Doug Shuffman Tonia Plakhotniuk Climate & ESG Capital Markets Climate & ESG Capital Markets +20 7085 7661 +44 7769 161206 douglas.shuffman@natwest.com antonina.plakhotniuk1@natwestmarkets.com Aabid Hanif Darren Hook Financials Credit Strategy Investment Grade Desk Strategy +44 20 7085 7853 +20 7085 7661 aabid.hanif@natwestmarkets.com douglas.shuffman@natwest.com Ray Stotlemyer Panos Toskas Leveraged Credit Strategy Financials Credit Strategy +44 20 7085 2457 +44 20 7678 7793 raymond.stotlemyer@natwestmarkets.com panagiotis.toskas@natwestmarkets.com For any terms used, please refer to this glossary The Year Ahead 2023 | 18

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