BUYER READY PHASE Being fully prepared before starting your home search gives you a competitive edge in today’s market. At NovaKey Realty, we guide you through this crucial phase to ensure a smooth and confident buying experience. The process begins with financial readiness. Securing mortgage pre-approval establishes your budget and shows sellers you’re a serious buyer. We also help you understand all costs, including down payment, closing fees, and ongoing homeownership expenses. With a clear financial picture, you’ll be ready to make strong offers when the right home comes along. LOAN APPROVAL Securing loan approval is a key step in the home-buying process, ensuring you have the financial backing needed to purchase your dream home. At NovaKey Realty, we guide you through each stage to make financing as seamless as possible.