45 2021 SUSTAINABILITY HIGHLIGHT REPORT: Forward As One GRI STANDARDS GRI INDICATOR DISCLOSURE TITLE THE HARTFORD'S RESPONSE Environment GRI 302-1 Energy consumption within the organization TCFD (Metrics and Targets) GRI 302-2 Energy consumption outside of the organization TCFD (Metrics and Targets) GRI 302-3 Energy intensity TCFD (Metrics and Targets) GRI 302-4 Reduction of energy consumption TCFD (Metrics and Targets) GRI 302-5 Reductions in energy requirements of products and services Insurance is not a physical product. It is a transfer system in which the insured transfers the chance of financial loss to the insurer. The insurance contract (the policy) is the only physical manifestation of this transfer system. As such, reductions in energy requirements of our products and services are not applicable. GRI 303-5 Water consumption As of 12/31/2021, The Hartford’s water usage has decreased 40% from 2017 baseline. See p. 8 of our Sustainability Highlight Report to learn more. GRI 305-1 Direct (Scope 1) GHG emissions TCFD (Metrics and Targets) GRI 305-2 Energy indirect (Scope 2) GHG emissions TCFD (Metrics and Targets) GRI 305-3 Other indirect (Scope 3) GHG emissions TCFD (Metrics and Targets) GRI 305-4 GHG emissions intensity TCFD (Metrics and Targets) GRI 305-5 Reduction of GHG emissions TCFD (Metrics and Targets) GRI 305-6 Emissions of ozone-depleting substances (ODS) Not applicable. Insurance is not a physical product. It is a transfer system in which the insured transfers the chance of financial loss to the insurer. The insurance contract (the policy) is the only physical manifestation of this transfer system and no emissions of ozone-depleting substances (ODS) are produced. Water Consumption Unit 2017 (Baseline) 2018 2019 2020 2021 Total water use Million cubic meters 0.22094 Mio.m 3 0.20722 Mio.m 3 0.23264 Mio.m 3 0.16103 Mio. Mio.m 3 0.11923 Mio.m 3 Data coverage (%) Percentage of 100 100 100 100 100 100 GRI STANDARDS INDEX
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