As your stay continues ‒ Beginning on Day 2 of your confinement, for each day that you stay in the facility, you’ll be eligible for a fixed daily benefit payment. The benefit amount and maximum number of days per confinement varies by facility: Type of Facility Daily Benefit Hospital (30 day maximum per confinement) $100 Intensive Care Unit* (15 day maximum per confinement) $200 Rehabilitation Facility (30 day maximum per confinement) $50 Observation Unit (at least 4 consecutive hours, other than inpatient. $500 Not payable for any day that a facility confinement or admission benefit is payable) Health System Benefit If services are provided at a facility owned by your employer, these benefit amounts will increase by 25%. *An Intensive Care Unit may be referred to as a “Critical Care Unit” in your certificate of coverage. An ICU Transitional Care Unit may be referred to as a “CCU Step-Down Unit” in your policy documentation. Refer to your policy documentation for complete definitions and descriptions of each facility type. If you add a child to your family The previously-mentioned Hospital Indemnity Insurance benefits apply to mothers who are hospitalized for childbirth. In addition, their newborn children may be covered as well. See below for more details: If child coverage is effective before the child is born ▪ Benefits will apply just as they would for any other child. If child coverage is NOT effective before the child is born ▪ No benefits are payable. Enrollment instructions will be provided by your employer. If you have additional questions before you enroll, please call: Voya Employee Benefits Customer Service at (877) 236-7564 or go to https://presents.voya.com/EBRC/UnityPointHealth Ready to Enroll?
Understanding Fixed Indemnity Policies Page 3 Page 5