Out-of-pocket costs from a stay in a hospital or other medical facility can be overwhelming. As expenses add up, Hospital Indemnity Insurance can help. This document includes expanded cost and benefit information for Hospital Indemnity Insurance. As you explore, keep in mind: Hospital Indemnity Insurance doesn’t replace your medical coverage; instead, it complements it. The benefit payments don’t go out to pay for medical bills or treatments you may need, instead they come in— directly to you—to be used however you’d like. Choose this supplemental health insurance product for added protection if one of the following covered conditions comes your way. Hospital Indemnity Insurance is a limited benefit policy. It is not health insurance, and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act. ReliaStar Life Insurance Company a member of the Voya® family of companies No medical questions or tests are required for coverage. Simplified claims process has limited paperwork and can be submitted/tracked online. Benefit payments go directly to you. Use them however you’d like! Hospital Indemnity Insurance Explore Your Benefits & Costs Group Name: UnityPoint Health Group Number: 688941