CHARTING THE COURSE 01 Message from our Executive Director The Benefit Funds Office: Through the Decades SETTING SAIL 03 An Early Start: Ryen’s Story 04 Shifting Direction: Debra’s Story 05 Wealth in Health: Amar’s Story As the Executive Director of the IAM National Benefit Funds Office, it is my privilege to address you about a journey that holds significant importance for each one of us — the journey to retirement. Retirement is a milestone that marks the culmination of years of dedication and hard work. It represents not just an end, but the be - ginning of a new chapter filled with opportunities to pursue passions, spend time with loved ones, and enjoy the fruits of your labor. The Journey to Retirement can take many forms but one thing is for certain, it’s never too late to start preparing. For over half a century, the IAM National Benefit Funds Office has played a meaningful role in supporting a diverse group of IAMAW members and their families as they prepare for their retirement adventure. We help promote stability by providing robust retirement and healthcare benefits to our recipients. The IAM National Benefit Funds Office consists of the IAM National Pension Fund, the IAM National 401k Plan, and the National IAM Benefit Trust Fund. Together, we are One Fund that is focused on operational excellence and procedural prudence. Our mission is to provide core retirement and healthcare benefits to our par - ticipants while continuously striving to enhance the customer experience along the way. At the Benefit Funds Office, we are committed to walking this path with you, providing the guidance and support necessary to ensure that your retirement is as fulfilling and secure as possible. In this edition of the Journey to Retirement Magazine, we dive into game-changing articles that reveal the critical importance of your benefits throughout your career. Uncover the life-saving value of preventive care and annual wellness exams for your long-term health. Learn the importance of naming beneficiaries and securing your assets from cyber criminals. This magazine is a resource that offers guidance on how to achieve a more secure and prosperous future. Get ready to be informed, inspired, and empowered like never before! We hope you find this information both insightful and engaging. Thank you for letting us be a part of your journey! M E S S A G E F R O M T H E E X E C U T I V E D I R E C T O R YOLANDA D. MONTGOMERY Executive Director C O N T E N T S “ I F Y O U D O N O T T H I N K A B O U T Y O U R F U T U R E , Y O U C A N N O T H AV E O N E . ” J O H N G A L S W O R T H Y NOTE: This page has been revised as of July 2024.