Page 5 of 8 Common Medical Event Services You May Need What You Will Pay Limitations, Exceptions, & Other Important Information In-Network (You will pay the least) Out-of-Network (You will pay the most) If you need help recovering or have other special health needs Home health care No charge 20% coinsurance Deductible applies first; pre- authorization required for certain services Rehabilitation services $40 / visit for outpatient services; No charge for inpatient services 20% coinsurance for outpatient services; 20% coinsurance for inpatient services Deductible applies first; limited to 60 outpatient visits per calendar year (other than for autism, home health care, and speech therapy); limited to 60 days per calendar year for inpatient admissions; a telehealth cost share may be applicable; pre- authorization required for certain services Habilitation services $40 / visit 20% coinsurance Deductible applies first; outpatient rehabilitation therapy coverage limits apply; cost share and coverage limits waived for early intervention services for eligible children; a telehealth cost share may be applicable Skilled nursing care No charge 20% coinsurance Deductible applies first; limited to 100 days per calendar year; pre- authorization required Durable medical equipment 20% coinsurance 40% coinsurance Deductible applies first; in-network cost share waived for one breast pump per birth, including supplies (20% coinsurance for out-of-network) Hospice services No charge 20% coinsurance Deductible applies first; pre- authorization required for certain services