Sun Life: Long -Term Disability Summary of Benefits

Sun Life Assurance Company of Canada 2514719 SEQ4 CL1 03/04/2025 08:27:21 Long-Term Disability Insurance 800-247-6875 • sunlife.com/us Long-Term Disability Insurance COMMON CAUSES OF DISABILITY Musculoskeletal conditions Circulatory conditions Cancer Nervous system disorders Injuries BENEFITS Monthly benefit after your claim is approved You will receive a check for your benefits on a monthly basis. It will replace 60% of your Total Monthly Earnings, up to $6,000 each month. When benefits begin Benefits begin as soon as 140 days from the date of your disability. Benefits may be paid for Up to your Social Security Normal Retirement Age or longer, depending on your age at disability. Additional plan information This plan provides a benefit for covered disabilities resulting from illness or injury that occur on or off the job. HELPS YOU KEEP YOUR LIFE ON TRACK. If you’re unable to work because of a covered disability, Long-Term Disability insurances replaces a portion of your income. After your claim is approved, you will receive a monthly check for your benefits that helps you pay everyday expenses like your mortgage or rent, childcare and groceries. HELPS YOU RETURN TO WORK. If you are able, Sun Life has benefits and services, including guidance from vocational rehabilitation counselors, to help you return to work. PART OF YOUR BENEFIT PACKAGE. This benefit is completely paid for by your employer. LONG-TERM DISABILITY FAST FACTS 34.6 months The length of the average long-term disability claim. 1 You may receive additional benefits if your covered disability begins with a hospital stay of 14 days or more. OWL LABS INC. All Eligible Employees POLICY # 959589