Spouse - Coverage and semi-monthly cost for Spouse Voluntary Life and AD&D. Rates are effective as of April 1, 2025. The chart below shows possible coverage amounts and their semi-monthly costs. Find your age bracket (as of the effective date of coverage) to see the cost for the coverage amount you choose. Spouse rates are based on the employee's age. Coverage Age and cost amounts <25 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69 $5,000 0.19 0.19 0.24 0.27 0.34 0.49 0.73 1.19 1.82 3.22 $10,000 0.38 0.38 0.48 0.53 0.67 0.98 1.46 2.37 3.65 6.43 $15,000 0.57 0.57 0.72 0.80 1.01 1.47 2.19 3.56 5.47 9.65 $20,000 0.76 0.76 0.96 1.06 1.34 1.96 2.92 4.74 7.29 12.86 $25,000 0.95 0.95 1.20 1.33 1.68 2.45 3.65 5.93 9.11 16.08 $30,000 1.14 1.14 1.44 1.59 2.01 2.94 4.38 7.11 10.94 19.29 $35,000 1.33 1.33 1.68 1.86 2.35 3.43 5.11 8.30 12.76 22.51 $40,000 1.52 1.52 1.92 2.12 2.68 3.92 5.84 9.48 14.58 25.72 $45,000 1.71 1.71 2.16 2.39 3.02 4.41 6.57 10.67 16.40 28.94 $50,000 1.90 1.90 2.40 2.65 3.35 4.90 7.30 11.85 18.23 32.15 $55,000 2.09 2.09 2.64 2.92 3.69 5.39 8.03 13.04 20.05 35.37 $60,000 2.28 2.28 2.88 3.18 4.02 5.88 8.76 14.22 21.87 38.58 $65,000 2.47 2.47 3.12 3.45 4.36 6.37 9.49 15.41 23.69 41.80 $70,000 2.66 2.66 3.36 3.71 4.69 6.86 10.22 16.59 25.52 45.01 $75,000 2.85 2.85 3.60 3.98 5.03 7.35 10.95 17.78 27.34 48.23 $80,000 3.04 3.04 3.84 4.24 5.36 7.84 11.68 18.96 29.16 51.44 $85,000 3.23 3.23 4.08 4.51 5.70 8.33 12.41 20.15 30.98 54.66 $90,000 3.42 3.42 4.32 4.77 6.03 8.82 13.14 21.33 32.81 57.87 $95,000 3.61 3.61 4.56 5.04 6.37 9.31 13.87 22.52 34.63 61.09 $100,000 3.80 3.80 4.80 5.30 6.70 9.80 14.60 23.70 36.45 64.30 Child - Coverage and semi-monthly cost for Child Voluntary Life and AD&D. Rates are effective as of April 1, 2025. The chart below shows possible coverage amounts and their semi-monthly costs. Coverage amounts Cost per pay period $1,000 0.15 $2,000 0.29 $4,000 0.58 $5,000 0.73 $10,000 1.46 Voluntary Life Insurance Rates 800-247-6875 · sunlife.com/us