Employee - Coverage and semi-monthly cost for Employee Voluntary Life and AD&D. Rates are effective as of April 1, 2025. The chart below shows possible coverage amounts and their semi-monthly costs. Find your age bracket (as of the effective date of coverage) to see the cost for the coverage amount you choose. Coverage Age and cost amounts <25 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69 70+ $10,000 0.38 0.38 0.48 0.53 0.67 0.98 1.46 2.37 3.65 6.43 10.38 $20,000 0.76 0.76 0.96 1.06 1.34 1.96 2.92 4.74 7.29 12.86 20.76 $30,000 1.14 1.14 1.44 1.59 2.01 2.94 4.38 7.11 10.94 19.29 31.14 $40,000 1.52 1.52 1.92 2.12 2.68 3.92 5.84 9.48 14.58 25.72 41.52 $50,000 1.90 1.90 2.40 2.65 3.35 4.90 7.30 11.85 18.23 32.15 51.90 $60,000 2.28 2.28 2.88 3.18 4.02 5.88 8.76 14.22 21.87 38.58 62.28 $70,000 2.66 2.66 3.36 3.71 4.69 6.86 10.22 16.59 25.52 45.01 72.66 $80,000 3.04 3.04 3.84 4.24 5.36 7.84 11.68 18.96 29.16 51.44 83.04 $90,000 3.42 3.42 4.32 4.77 6.03 8.82 13.14 21.33 32.81 57.87 93.42 $100,000 3.80 3.80 4.80 5.30 6.70 9.80 14.60 23.70 36.45 64.30 103.80 $110,000 4.18 4.18 5.28 5.83 7.37 10.78 16.06 26.07 40.10 70.73 114.18 $120,000 4.56 4.56 5.76 6.36 8.04 11.76 17.52 28.44 43.74 77.16 124.56 $130,000 4.94 4.94 6.24 6.89 8.71 12.74 18.98 30.81 47.39 83.59 134.94 $140,000 5.32 5.32 6.72 7.42 9.38 13.72 20.44 33.18 51.03 90.02 145.32 $150,000 5.70 5.70 7.20 7.95 10.05 14.70 21.90 35.55 54.68 96.45 155.70 $160,000 6.08 6.08 7.68 8.48 10.72 15.68 23.36 37.92 58.32 102.88 166.08 $170,000 6.46 6.46 8.16 9.01 11.39 16.66 24.82 40.29 61.97 109.31 176.46 $180,000 6.84 6.84 8.64 9.54 12.06 17.64 26.28 42.66 65.61 115.74 186.84 $190,000 7.22 7.22 9.12 10.07 12.73 18.62 27.74 45.03 69.26 122.17 197.22 $200,000 7.60 7.60 9.60 10.60 13.40 19.60 29.20 47.40 72.90 128.60 207.60 $210,000 7.98 7.98 10.08 11.13 14.07 20.58 30.66 49.77 76.55 135.03 217.98 $220,000 8.36 8.36 10.56 11.66 14.74 21.56 32.12 52.14 80.19 141.46 228.36 $230,000 8.74 8.74 11.04 12.19 15.41 22.54 33.58 54.51 83.84 147.89 238.74 $240,000 9.12 9.12 11.52 12.72 16.08 23.52 35.04 56.88 87.48 154.32 249.12 $250,000 9.50 9.50 12.00 13.25 16.75 24.50 36.50 59.25 91.13 160.75 259.50 $260,000 9.88 9.88 12.48 13.78 17.42 25.48 37.96 61.62 94.77 167.18 269.88 $270,000 10.26 10.26 12.96 14.31 18.09 26.46 39.42 63.99 98.42 173.61 280.26 $280,000 10.64 10.64 13.44 14.84 18.76 27.44 40.88 66.36 102.06 180.04 290.64 $290,000 11.02 11.02 13.92 15.37 19.43 28.42 42.34 68.73 105.71 186.47 301.02 $300,000 11.40 11.40 14.40 15.90 20.10 29.40 43.80 71.10 109.35 192.90 311.40 $310,000 11.78 11.78 14.88 16.43 20.77 30.38 45.26 73.47 113.00 199.33 321.78 $320,000 12.16 12.16 15.36 16.96 21.44 31.36 46.72 75.84 116.64 205.76 332.16 $330,000 12.54 12.54 15.84 17.49 22.11 32.34 48.18 78.21 120.29 212.19 342.54 $340,000 12.92 12.92 16.32 18.02 22.78 33.32 49.64 80.58 123.93 218.62 352.92 $350,000 13.30 13.30 16.80 18.55 23.45 34.30 51.10 82.95 127.58 225.05 363.30 $360,000 13.68 13.68 17.28 19.08 24.12 35.28 52.56 85.32 131.22 231.48 373.68 $370,000 14.06 14.06 17.76 19.61 24.79 36.26 54.02 87.69 134.87 237.91 384.06 $380,000 14.44 14.44 18.24 20.14 25.46 37.24 55.48 90.06 138.51 244.34 394.44 $390,000 14.82 14.82 18.72 20.67 26.13 38.22 56.94 92.43 142.16 250.77 404.82 $400,000 15.20 15.20 19.20 21.20 26.80 39.20 58.40 94.80 145.80 257.20 415.20 $410,000 15.58 15.58 19.68 21.73 27.47 40.18 59.86 97.17 149.45 263.63 425.58 $420,000 15.96 15.96 20.16 22.26 28.14 41.16 61.32 99.54 153.09 270.06 435.96 $430,000 16.34 16.34 20.64 22.79 28.81 42.14 62.78 101.91 156.74 276.49 446.34 $440,000 16.72 16.72 21.12 23.32 29.48 43.12 64.24 104.28 160.38 282.92 456.72 $450,000 17.10 17.10 21.60 23.85 30.15 44.10 65.70 106.65 164.03 289.35 467.10 Voluntary Life Insurance Rates 800-247-6875 · sunlife.com/us