1 Introduction “Real wealth is about much more than money and possessions. Real wealth is a fulfilled and meaningful life.” Financial planning differs from financial advice as financial planning is forward looking; it’s strategic and it ’s comprehensive. It incorporates three key elements: 1 Life planning (defining your purpose and goals). 2 Financial strategies (e.g. creating, preserving and transferring wealth). 3 Solutions (e.g. sourcing and recommending financial products and investments). Some people see money as a huge obstacle which can make them shy away from dealing with it or talking about it. However, it’s essential, if you want to plan for your financial future. If you are free from worrying about your financial future, it will allow you to make the most of today. You never know what’s going to happen. What I’ve come to realise is that if we approach our money, as well as our time and talents, with integrity, we’re more likely to find contentment. 4 Jonathan M. Gibson CFP™, Chartered Fellow (Financial Planning) www.wellsgibson.uk
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