Strategic Shareholder Climate and Risk Financial Financial Barclays PLC 381 report information sustainability report Governance review review statements Annual Report 2022 Consolidated summary income statement a Restated 2022 2021 2020 2019 2018 For the year ended 31 December £m £m £m £m £m Interest income 19,096 11,240 11,892 15,456 14,541 Interest expense (8,524) (3,167) (3,770) (6,049) (5,479) Net interest income 10,572 8,073 8,122 9,407 9,062 Fee and commission income 9,637 9,880 8,641 9,122 8,893 Fee and commission expense (3,038) (2,206) (2,070) (2,362) (2,084) Net fee and commission income 6,599 7,674 6,571 6,760 6,809 Other income 7,785 6,193 7,073 5,465 5,265 Total income 24,956 21,940 21,766 21,632 21,136 Operating costs (14,957) (14,092) (13,434) (13,359) (13,627) UK bank levy (176) (170) (299) (226) (269) b GMP charge — — — — (140) Litigation and conduct (1,597) (397) (153) (1,849) (2,207) Total operating expenses (16,730) (14,659) (13,886) (15,434) (16,243) Other net income 6 260 23 71 69 Profit before impairment 8,232 7,541 7,903 6,269 4,962 Credit impairment (charges)/releases (1,220) 653 (4,838) (1,912) (1,468) Profit before tax 7,012 8,194 3,065 4,357 3,494 Tax charge (1,039) (1,138) (604) (1,003) (911) Profit after tax 5,973 7,056 2,461 3,354 2,583 Non-controlling interests (45) (47) (78) (80) (234) Other equity instrument holders (905) (804) (857) (813) (752) Attributable profit 5,023 6,205 1,526 2,461 1,597 Selected financial statistics Basic earnings per share 30.8p 36.5p 8.8p 14.3p 9.4p Diluted earnings per share 29.8p 35.6p 8.6p 14.1p 9.2p Return on average tangible shareholders’ equity 10.4% 13.1% 3.2% 5.3% 3.6% Cost: income ratio 67% 67% 64% 71% 77% Notes a 2021 financial and capital metrics have been restated to reflect the impact of the Over-issuance of Securities. See impact of Over-issuance of Securities on page 356 and Restatement of financial statements (Note 1a) on page 428 for further details. b Guaranteed minimum pensions (GMP) The financial information above is extracted from the published accounts. This information should be read together with the information included in the accompanying consolidated financial statements.