be offering my own ideas for how to make college more affordable, how to make sure no one graduates with crushing debt, and how to hold colleges accountable to help more students graduate. Among other things, we have to do more to link student loan repayments to income and to help people refinance their loans. And we have to think about both four-year colleges and community colleges. I support President Obama's free community college proposal. I will be talking about ways to reduce the burdens on those entering four-year colleges too, as well as those who are out in the world trying to start a business or a family. I intend to introduce significant proposals on these subjects in the weeks and months ahead.” [Hillary Clinton Questionnaire, American Federation of Teachers, 7/12/15] Secretary Clinton: “I Will Make Incentivizing Increased State Funding Of Higher Education A Priority, And Explore Ways To Make Sure That The Federal Government Is Actively Partnering And Working With States To Address The Problem Of College Affordability.” “State budget cuts are a primary cause of tuition increases at public universities and reversing this trend is key to making college more affordable. That's why I will make incentivizing increased state funding of higher education a priority, and explore ways to make sure that the federal government is actively partnering and working with states to address the problem of college affordability.” [Hillary Clinton Questionnaire, American Federation of Teachers, 7/12/15] Secretary Clinton: “We Have To Do A Lot More To Protect Students And Families From Unscrupulous Institutions And Abusive Debt Servicers.” “We have to do a lot more to protect students and families from unscrupulous institutions and abusive debt servicers. There are a lot of non- traditional students who want to go back to school to improve their lives, but don't have access to much information or support to figure out how best to do that. Money and time are both tight, with a lot of them trying to juggle family, jobs, and school all at the same time. So they're particularly vulnerable to exploitation and deception.” [Hillary Clinton Questionnaire, American Federation of Teachers, 7/12/15] Secretary Clinton: “The Government Should Stop Funding Colleges Where Almost No One Graduates And Where Most Students Accumulate A Lot Of Debt But Can't Get The Jobs That Would Allow Them To Repay Their Loans.” “All students need more guidance in making decisions about where to go to school. We should protect them from institutions that will almost certainly not serve them well. The government should stop funding colleges where almost no one graduates and where most students accumulate a lot of debt but can't get the jobs that would allow them to repay their loans. In the months ahead, I will be laying out specific ideas and proposals on how to increase accountability in the for-profit sector.” [Hillary Clinton Questionnaire, American Federation of Teachers, 7/12/15] Secretary Clinton: “One Area Of The ACA That I Am Examining Is The So-Called ‘Cadillac’ Tax. As Currently Structured, I Worry That It May Create An Incentive To Substantially Lower The Value Of The Benefits Package And Shift More And More Costs To Consumers.” “As with any piece of major legislation, it's not perfect and would benefit from updates and fixes. One area of the ACA that I am examining is the so-called ‘Cadillac’ tax. As currently structured, I worry that it may create an incentive to substantially lower the value of the benefits package and shift more and more costs to consumers. As President, I would work to ensure that our tax code appropriately advances the health care interests of lower-income and middle class families.” [Hillary Clinton Questionnaire, American Federation of Teachers, 7/12/15] Secretary Clinton: “I Do Not Believe That We Should Be Contracting, Outsourcing, Or Privatizing Work That Is Inherently Governmental In Nature, Including School Services And State And Local Government Services.” “I do not believe that we should be contracting, outsourcing, or privatizing work that is inherently governmental in nature, including school services and state and local government services. In the Senate, I helped secure a measure that became law that blocked the Bush administration from downsizing the Federal Protective Service. I cosponsored legislation to protect city and rural letter carriers from having their work contracted out by the U.S. Postal Service to private firms and individuals. Lastly, I was an original cosponsor of the Honest Leadership and Accountability in Contracting Act.” [Hillary Clinton Questionnaire, American Federation of Teachers, 7/12/15]