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Less hassle, more 昀氀exibility When you choose a 昀氀exible spending account from Voya Financial, you get access to tools that make account management easy. Prepaid debit card Spend tax-free dollars on eligible health, dependent care and/or commuter expenses using just one card. Smart card technology is coded into your card, so it can automatically pull funds from the proper account. Convenient mobile app Capture receipts, reimburse yourself for out-of-pocket expenses, view your account balance, complete transactions and more, all on the go with your mobile device. Secure online portal Complete the same tasks you can with the app—plus 昀椀le claims, get email noti昀椀cations and more through a secure consumer portal. Make the most of each paycheck by paying for dependent care expenses with pre-tax dollars. Keep it easy by choosing a Dependent Care FSA from Voya Financial. Flexible Spending Accounts o昀昀ered by Voya Bene昀椀ts Company, LLC (in New York, doing business as Voya BC, LLC). This highlights some of the bene昀椀ts of a Flexible Spending Account. If there is a discrepancy between this material and the plan documents, the plan documents will govern. Subject to any applicable agreements, Voya and its subcontractors reserve the right to amend or modify the services at any time. The amount saved in taxes will vary depending on the amount set aside in the account, annual earnings, whether or not Social Security taxes are paid, the number of exemptions and deductions claimed, tax bracket and state and local tax regulations. Check with a tax advisor for information on whether your participation will a昀昀ect tax savings. None of the information provided should be considered tax or legal advice. ©2024 Voya Benefits Company, LLC (in New York, doing business as Voya BC, LLC). All rights reserved. CN3273604_1225 207908 207908ENG_1024

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