SECTION7. EMPLOYEECOSTSHARING CHARACTERISTICSOFGENERALANNUALDEDUCTIBLES • Themajorityofcoveredworkerswithageneralannualdeductibleareinplanswherethedeductibledoesnothavetobe metbeforecertainservices,suchasphysicianofficevisitsorprescriptiondrugs,arecovered. – Largemajoritiesofcoveredworkers(74%inHMOs,75%inPPOs,and74%inPOSplans)withgeneralannual deductiblesareenrolledinplanswherethedeductibledoesnothavetobemetbeforephysicianofficevisitsfor primarycarearecovered[Figure7.27]. – Similarly, amongworkerswithageneralannualdeductible,largesharesofcoveredworkersinHMOs(96%),PPOs (92%),andPOSplans(94%)areenrolledinplanswherethegeneralannualdeductibledoesnothavetobemet beforeprescriptiondrugsarecovered[Figure7.27]. The Kaiser Family Foundation and Health Research & Educational Trust / Page 117