SECTION12. HEALTHANDWELLNESSPROGRAMS WELLNESSANDHEALTHPROMOTIONPROGRAMS Manyfirmsandhealthplansofferprogramstohelpworkersengageinhealthylifestylesandreducehealthrisks. Wellnessand healthpromotionprogramsmayincludeexerciseprograms,healtheducationclasses,andstress-managementcounseling. Theseprogramsmaybeoffereddirectlybythefirm,aninsurer,orathird-partycontractor. • Amongfirmsofferinghealthbenefits,40%ofsmallfirmsand72%oflargefirmsofferprogramstohelpworkersstop smoking,34%ofsmallfirmsand67%oflargefirmsofferprogramstohelpworkersloseweight,and47%ofsmallfirms and72%oflargefirmsoffersomeotherlifestyleorbehavioralcoachingprogram. Fifty-eightpercentofsmallfirmsand 85%oflargefirmsofferinghealthbenefitsofferatleastoneofthesethreeprograms[Figures12.16and12.17]. • Toencourageparticipationinwellnessprograms,firmsmayofferincentivestoworkerswhoparticipateinorcomplete wellnessprograms. – Thirty-twopercentoflargefirmsofferingoneofthesewellnessorhealthpromotionprogramsofferanincentive toencourageworkerstoparticipateinorcompletetheprograms[Figure12.18]. Forty-sixpercentoffirmswith morethan5,000workersofferingoneofthesewellnessorhealthpromotionprogramsofferanincentiveto participate in or complete the programs. – Amonglargefirmsofferingincentivestoworkerstoparticipateinorcompletewellnessorhealthpromotion programs,19%lowerpremiumcontributionsorreducecostsharingand37%offercash,HSAorHRA The Kaiser Family Foundation and Health Research & Educational Trust / Page 193