SECTION6. WORKERANDEMPLOYERCONTRIBUTIONSFORPREMIUMS CONTRIBUTIONAPPROACHES • Firmstakedifferentapproachesforcontributingtowardfamilycoverage. Amongfirmsofferinghealthbenefits,45%of smallfirmsand15%oflargefirmscontributethesamedollaramountforsinglecoverageasforfamilycoverage,which meansthattheworkermustpaytheentiredifferencebetweenthecostofsingleandfamilycoverageiftheywishto enroll their family members. Forty-five percent of small firms and 75%oflargefirmsmakealargerdollarcontributionfor familycoveragethanforsinglecoverage[Figure6.27]. The Kaiser Family Foundation and Health Research & Educational Trust / Page 94