SECTION8. HIGH-DEDUCTIBLEHEALTHPLANSWITHSAVINGSOPTION PREMIUMSANDWORKERCONTRIBUTIONS • Theaverageannualpremiumsin2017forcoveredworkersinHDHP/HRAsare$6,438forsinglecoverageand$18,948for familycoverage[Figure8.7]. TheaverageannualpremiumforsinglecoverageinHDHP/HRAsissignificantlylessthan theaverageannualpremiumforsinglecoverageforcoveredworkersinplansthatarenotHDHP/SOs[Figure8.8]. • TheaverageannualpremiumforworkersinHSA-qualifiedHDHPsis$5,773forsinglecoverageand$16,821forfamily coverage. Theseamountsaresignificantlylessthantheaveragesingleandfamilypremiumforcoveredworkersinplans thatarenotHDHP/SOs[Figure8.8]. • TheaveragesingleandfamilycoveragepremiumsforcoveredworkersenrolledinHSA-qualifiedHDHPsarelowerthan thepremiumsforcoveredworkersenrolledinHDHP/HRAs. • TheaverageannualworkercontributionstopremiumsforworkersenrolledinHDHP/HRAsare$1,216forsingle coverageand$5,130forfamilycoverage[Figure8.7]. • TheaverageannualworkercontributionstopremiumsforworkersinHSA-qualifiedHDHPsare$918forsinglecoverage and$4,289forfamilycoverage. Theaveragecontributionsforsingleandfamilycoverageforcoveredworkersin HSA-qualifiedHDHPsaresignificantlylessthantheaveragepremiumcontributionmadebycoveredworkersinplans thatarenotHDHP/SOs[Figure8.8]. The Kaiser Family Foundation and Health Research & Educational Trust / Page 135
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