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Encouraging retirement savings Retirement funds are a great way to build financial confidence for the future. For US colleagues, we match 100% of 401(k) contributions up to 6% of total pay after six months of service, and all matching contributions are immediately vested. For 2021, US new hires were automatically enrolled at 3% of total pay, with a 1% automatic annual increase up to 10% of total pay. For 2022, US new hires are automatically enrolled at 6% of total pay. Those previously enrolled at 3%, will be brought up to 6%, and will continue with an annual automatic increase of 1% up to 10% of total pay. Resources that keep careers growing Professional growth and development are another important aspect of financial confidence. Our investment here starts with opportunities for colleagues to learn on the job, build cross-functional skills, and grow in their careers through a defined, collaborative process for performance management. Colleagues have access to a wide variety of resources: career coaching, mentoring, professional networking, and rotation opportunities, as well as courses on demand and with classroom-style instruction. Since 2018, our New People Leader Program, for example, has helped more than 3,000 first-time managers through the executive level prepare for their new roles. When analysts, team leaders, managers, and directors sought hands-on, customized ways to build their leadership skills, we responded with Harvard Leadership Edge. Based on colleague feedback, this eight-week program is grounded in our Leadership Behaviors, with self-guided lessons colleagues can apply on the job. Over 1,500 colleagues enrolled in our first 2021 offering of Harvard Leadership Edge. We also made available to colleagues LinkedIn Learning, a platform that provides quick and easy access to thousands of online courses and videos. The platform offers lessons in seven languages on topics including leadership, business skills, technology, and personal development. ~1M Colleagues viewed nearly 1 million LinkedIn Learning videos in 2021. In 2021, 94% of US colleagues took advantage of our retirement plan, up from 93% in 2020. 94 % Over 1,500 colleagues enrolled in our first 2021 offering of Harvard Leadership Edge, a hands-on, customized eight-week program for building leadership skills. INTRODUCTION PROMOTING DE&I ADVANCING CLIMATE SOLUTIONS BUILDING FINANCIAL CONFIDENCE OUR ESG GOVERNANCE & OPERATING RESPONSIBLY SUPPORTING DATA OUR COMMITMENT TO ESG 61

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