NOTICE FOR RESIDENTS OF CALIFORNIA If Your certificate includes an exclusion for the voluntary intake or use by any means of any drug, medication or sedative, unless it is taken or used as prescribed by a Physician (or a similar exclusion), We will adjudicate your claim as follows: We will exclude any Covered Loss as a consequence of being under the influence of any intoxicant or controlled substance unless administered on the advice of a Physician. GCERT2024-WSHCA-WA-LIFE-RETIREE1 7