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SCHEDULE OF BENEFITS (continued) Class 2 Legacy Retiree Term Life Plan: Retirees enrolled in the Policyholder’s $3,000 benefit plan prior to January 1, 2017 who did not move to the Policyholder’s new Class 1 Retiree Term Life Plan during the 2016 open enrollment period. ........................................................................... $3,000 Class 2 Retired Employees - If You are age 65 or Older On Your 65th birthday, the amount of Your Insurance will be reduced to $2,100. On Your 70th birthday, the amount of such insurance will be reduced to $1,800. ESTATE RESOLUTION SERVICES The following Estate Resolution Services are provided at no additional cost to individuals insured for Group Retiree Term Life Insurance coverage as described below. If You are eligible to receive these Estate Resolution Services and You, Your Spouse, or State-Registered Domestic Partner (for the Will Preparation Service) or You, Your Spouse, State-Registered Domestic Partner, or a Beneficiary (for the Probate Service) would like to speak with a representative from MetLife Legal Plans or get the name of a Plan Attorney that you can speak with about these Services, please call (800) 821-6400. Will Preparation Service If You elect Group Retiree Term Life Insurance coverage, a Will Preparation Service (the “Service”) will be made available to You, through a MetLife affiliate (the “Affiliate”), while Your Group Retiree Term Life Insurance coverage is in effect. This Service will be made available at no cost to You. It enables You to have a will prepared for You and Your Spouse or State-Registered Domestic Partner free of charge by attorneys designated by the Affiliate. If You have a will prepared by an attorney not designated by the Affiliate, You must pay for the attorney’s services directly. Upon Proof of such payment, You will be reimbursed for the attorney’s services in an amount equal to the lesser of the amount You paid for the attorney’s services and the amount customarily reimbursed for such services by the Affiliate. Probate Service If You become insured for Group Retiree Term Life Insurance coverage and You, Your Spouse, or State-Registered Domestic Partner die while such Group Retiree Term Life Insurance coverage is in effect, a probate benefit (the “Benefit”) will be made available to Your estate in the event of Your death or to Your Spouse or State-Registered Domestic Partner's estate in the event of Your Spouse or State-Registered Domestic Partner's death. Such benefit will be made available through a MetLife affiliate (“Affiliate”). The Benefit provides for certain probate services to be made available, free of charge by attorneys designated by the Affiliate. If probate services are provided by an attorney not designated by the Affiliate, the estate of the deceased must pay for those attorney’s services directly. Upon Proof of such payment, the estate of the deceased will be reimbursed for the attorney’s services in an amount equal to the lesser of the amount such estate paid for the attorney’s services and the amount customarily reimbursed for such services by the Affiliate. This Benefit will be provided at no cost to You and will end on the date Your Group Retiree Term Life Insurance coverage ends. GCERT2016-WSHCA-WA-LIFE-RETIREE1 20

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