Complete Employer Benefits Handbook Template - Google Slides, Powerpoint & PDF
This is how a complete employer benefits handbook template should look: filled with relevant information such as open enrollment details, health care plans, and more. Gather all essential info in an interactive flipbook, and enhance it with links, navigation buttons, and slideshows to showcase different types of benefits.
Employee Benefits 20__ YOUR PASSPORT TO WORKPLACE WELLNESS Thank you for being part of NovaCorp. We're dedicated to providing you with exceptional benefits to enhance your well-being. Open Enrollment: May 04.2024 Benefits Effective: June 01.2024
WELCOME At NovaCorp, we are committed to fostering a thriving work environment where our employees not only excel professionally but also flourish personally. This comprehensive benefits guide unveils the diverse range of programs and perks designed to support your overall well-being as a valued member of our team. 2
TABLE OF CONTENTS 4 Introduction 10 Medical Insurance 11 Dental Insurance 14 Vision Insurance 16 Supplemental 17 Life + AD&D 18 Paid Vacations Days 3
OFFICE ENVIRONMENT AND BUILDING OFFICE POLICIES 1. Maintain a quiet workspace (avoid loud music, conversations, or videos). 2. All NovaCorp-issued equipment must remain on-site. 3. Be mindful of your colleagues. 4. Please enjoy messy food only in the cafeteria. 5. Smoking is prohibited. 6. Take a 10-minute break from your screen every hour. BUILDING FACILITIES The building offers a range of modern conveniences, including secure parking, bike storage, and a welcoming café with communal seating areas. These amenities are available for employee use throughout the day. OFFICE HOURS The office is open from 8:00 AM to 6:00 PM on weekdays and is staffed by dedicated personnel committed to maintaining a secure and comfortable environment for all employees. 4
HOW TO ACCESS YOUR GUIDE TO PERKS: ● Download and Install: Get the app from your device's app store. ● Create Your Account: Set up a personal account and log in. ● Explore Your Options: Discover the range of benefits and features available to you. ● • Access Your Benefits: Utilize health plans, time-off requests, and other offerings. ● Stay Updated: Receive important news and announcements. ● Need Help? Contact our support team for assistance. 5
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ENROLLMENT FOR YOUR BENEFITS IN 2024 You may include eligible dependents on your plan. Which Changes typically include: During the Year Once the New Employee ● Your legal spouse or registered enrollment period ends, you domestic partner can only make changes to your benefits if you experience a ● Your dependent children significant life event, such as marriage, divorce, the birth or ● Your stepchildren or legal wards adoption of a child, or changes in your coverage. ● Unmarried, disabled children of any age who rely on you financially, provided they were covered under the current plan Benefit before turning 25. update period Mark your calendars for the Benefit Update Period from Enroll here August 15th to August 25th. This is your chance to review and select your benefits for the upcoming year. Please ensure you make your selections carefully as your chosen benefits will take effect on September 1st, 2024. 6
WHO IS ELIGIBLE TO ENROLL IN BENEFITS? Full-time employees working a minimum of 35 hours per week are eligible for the benefits outlined in this guide. New hires will have their benefits start on the 15th day of the month after their employment commencement date. See more When Can You Make Changes? You can make changes to your benefit selections outside of Open Enrollment if you experience a Qualifying Life Event. These events include marriage, birth or adoption of a child, loss of coverage from another group plan, divorce, legal separation, or the death of a spouse or dependent child. Please notify the Human Resources department within 30 days of the qualifying event to make necessary adjustments. What are the Costs? Have questions about your benefits? You pay for benefits through payroll deductions. These amounts may change. We'll give you 30 Maria Smith days' notice before any changes. [email protected] 7
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MANAGED HEALTH CARE PLANS Healthcare coverage helps you manage medical costs. It assists with expenses for doctor visits, preventive care, prescriptions, and major medical treatments. Your insurance plan shares the cost with you. Base Dental PPO Plan $50 Individual $50 $150 $150 Family $50 Individual $50 $150 $150 Family $50 Individual $50 Family $150 $150 The information in this guide is a summary only. The actual plan details, including costs, are outlined in the official plan documents. These documents govern all aspects of your coverage. Rates and plan details may change based on final enrollment and insurer decisions. 48
Deductible: The amount you pay out-of-pocket before your 1. insurance starts paying for covered medical expenses. Doctor Visits: You may pay a copay or coinsurance for visits to your 2. doctor under managed health care plans. Treatments: Managed health care plans cover various treatments like 3. tests, surgeries, and therapy. Coverage depends on the plan. Medications: Prescription drugs are often covered, but you might pay 4. a copay or coinsurance. Coverage depends on the drug formulary. Maximum Out-of-Pocket: The most you'll pay for covered medical expenses in a 5. year. After that, your insurance covers 100%. Monthly Premiums: Your fixed monthly payment for health insurance 6. coverage. 9
MEDICAL INSURANCE How we protect you? Our medical insurance plan offers comprehensive coverage for a wide range of medical services. You'll have access to a large network of doctors, hospitals, and specialists. • Hospitalization • Mental Health Services • Preventive Care • Outpatient Care • Rehabilitation Services • Specialist Services • Prescription Drugs • Wellness Programs • Emergency Services Our medical insurance plan is designed to provide you with comprehensive coverage for a wide array of healthcare services. From routine check-ups and preventive screenings to specialized treatments and hospitalization, we've got you covered. Enjoy peace of mind knowing that our extensive network of doctors, hospitals, and healthcare professionals are committed to your well-being. 10
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DENTAL INSURANCE Your Smile's Best Friend! Maintain a radiant smile with our comprehensive dental insurance plan. Enjoy peace of mind knowing that your oral health is protected. From routine check-ups and cleanings to more complex procedures like fillings, crowns, and orthodontics, we've got you covered. Our extensive network of dentists ensures you'll find qualified care close to home. With affordable premiums and flexible coverage options, our dental plan makes it easy to prioritize your oral health without breaking the bank. Protect your smile and your wallet with a dental insurance plan. Regular dental check-ups and cleanings are essential for preventing costly dental problems down the line. Our dental plan offers affordable coverage for preventive care, fillings, extractions, and more. Enjoy peace of mind knowing that your oral health is protected, while also benefiting from potential savings on dental expenses. A healthy smile starts with a good dental plan. 11
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Dental Plans Dental Care Plan Self Family $1,800 $3,600 Annual Maximum: Enjoy coverage up to a specified limit for dental Annual Maximum expenses incurred within a calendar year. Preventative Care: PCP Specialist Access routine check-ups, $1,000 Urgent cleanings, and X-rays at little to no cost, helping prevent dental issues Preventative Care before they arise. Basic Procedures: Coverage for essential Inpatient dental treatments such as fillings $1,000 Outpatient ER and simple extractions, ensuring timely intervention for minor Basic procedures issues. Major Procedures: Benefit from coverage for more extensive Fillings, Repair & Covered ar 80% treatments like root canals, crowns, Maintenance of after deductible and bridges, providing financial crown support for significant dental work. Out-of-Network Coverage: Receive Major procedures partial reimbursement for dental services obtained from providers Bridges & outside of the plan's network, Dentures, ENDO, Covered at 50% offering flexibility in choosing your Single Crown, after deductible Extractions Perio dental care provider. maintenance Out-of-network Deductible $100 / $300 Annual Maximum $1,000 80% after Preventive Care deductible $1,000 lifetime Ortho max 12
Professional Core Pro Care Plans Self Family $1,800 $3,600 Our Professional Care Plan connects you with a dedicated network of skilled healthcare Doctor Visits providers. Enjoy comprehensive coverage for a wide range of PCP Specialist medical services, ensuring you *$30 *$60 *$110 Urgent receive expert care tailored to your specific needs. From routine check-ups to specialized Treatments treatments, we're committed to your health and well-being. Inpatient *$450 *$280 Outpatient ER *$240 Our plans are tailored to offer flexibility and choice, allowing you to select the coverage that Medications best aligns with your individual needs and budget. With us, you can focus on what truly matters Generic Brand *$15 *$40 *$70 – your health and happiness. Non-Preferred *60% Specialty Coinsurance Maximum Out-of-Pocket Self Family $5,500 $11,000 Monthly Premiums EE EE + Spouse EE $40 $70 $120 $140 + Dep(s) EE + Fam 13
VISION Announcing INSURANCE Our New Smile with confidence knowing Partnership you're covered. Our dental plan helps protect your oral health and We're thrilled to announce an your wallet. Enjoy peace of mind exciting new partnership with with coverage for routine PineOptic, a renowned leader in check-ups, cleanings, and X-rays. innovative eyecare solutions. This Plus, we offer support for common collaboration marks a significant procedures like fillings and step forward in our commitment to extractions. Our network of trusted providing you with exceptional dentists makes quality care vision care. accessible and affordable. A healthy smile starts here. By joining forces with PineOptic, we're expanding our network of highly skilled eye care professionals, ensuring you have greater access to state-of-the-art technology and comprehensive eye exams. Whether you need routine check-ups, corrective lenses, or specialized treatments, our partnership with PineOptic guarantees you'll receive the highest quality care tailored to your unique needs. Have questions about your benefits? Maria Smith [email protected] 14
Eye Care Plan Individual $2,000 Deductible Family $4,000 $10 Vision exams Single $10 Bifocal $10 Lenses Trifocal $10 $150 allowance Frames Disposable $150 Allowance medically Contact Lenses necessary 100% covered Single $10 Bifocal $10 Frequency of Services Trifocal $10 15
SUPPLEMENTAL PLAN Experience Enhanced Medical Coverage with Our Supplemental Plan! Our Supplemental Plan boosts your coverage with extra benefits like expanded drug coverage and specialized treatments. Enjoy greater peace of mind and comprehensive care. 3. 2. Hospital 1. Critical Expense Accident Illness • Financial help for • Financial support • Financial accident-related for critical illnesses support for medical costs critical illnesses • Coverage for • Coverage for conditions like • Coverage for fractures, dislocati cancer, heart conditions like ons, ER visits attack, stroke cancer, heart attack, stroke • Benefits for • Benefits for hospital stays and hospital • Benefits for ambulance rides stays, surgeries, hospital treatments stays, surgeries, • Support for treatments follow-up care • Assistance with recovery expenses • Assistance with • Quick and and ongoing care recovery expenses easy sign-up and ongoing care See more See more See more 16
Life + AD&D This essential plan provides financial security for your family in case of the unexpected. Enjoy peace of mind knowing that your loved ones are protected with a lump sum benefit in the event of your death. Plus, get additional coverage for accidental injuries that result in dismemberment or loss of sight or hearing. It's affordable, easy to enroll in, and offers worldwide protection. ● Peace of mind: Know your family is protected in case of the unexpected. ● Financial support: A lump sum benefit is paid to your designated beneficiaries upon your death. ● Accidental coverage: Additional benefits for accidental death, dismemberment, or loss of sight/hearing. ● Global protection: Coverage extends worldwide, ensuring you're protected wherever you go. Individual Coverage: Starting at ● Simple and affordable: Easy $10/month Family Coverage: enrollment and budget-friendly Starting at $15/month premiums. Apply now 17
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PAID VACATIONS DAYS Enjoy paid time off to recharge and refresh! Our Paid Vacation Days program offers you well-deserved time off to rest, rejuvenate, and spend quality time with loved ones. Enjoy the freedom to explore new experiences, pursue personal interests, or simply relax. A healthy work-life balance leads to increased job satisfaction, productivity, and overall well-being. Paid Time Off: Employees receive their regular salary or wages for the duration of their approved vacation days. Flexible Use: Vacation days can be used for any purpose, including travel, leisure activities, or personal errands. Accrual System: Employees accumulate vacation days over time based on their length of service with the company. Fair Allocation: Vacation days are allocated fairly and transparently, ensuring that all employees have the opportunity to take time off. Employee Benefits: Paid vacation days contribute to employee satisfaction, morale, and retention, ultimately benefiting both employees and the company. Paid vacation days are essential for employee well-being and productivity. Our program offers valuable time off to recharge, reduce stress, and return to work refreshed and focused. 18
SUPPLEMENTARY PERKS Animal Health’s Coverage Premiums vary depending on factors such as your pet's age, breed, and health status. Contact us for a personalized quote. Commuter Benefits Employees save on commuting costs and support the environment with pre-tax commuter benefits. Flexible Work Arrangements Offering flexible work arrangements, such as remote work options, flexible hours, or compressed workweeks, provides employees with greater work-life balance and autonomy. 19
THANK YOU FOR CHOOSING US!