Deductible: The amount you pay out-of-pocket before your 1. insurance starts paying for covered medical expenses. Doctor Visits: You may pay a copay or coinsurance for visits to your 2. doctor under managed health care plans. Treatments: Managed health care plans cover various treatments like 3. tests, surgeries, and therapy. Coverage depends on the plan. Medications: Prescription drugs are often covered, but you might pay 4. a copay or coinsurance. Coverage depends on the drug formulary. Maximum Out-of-Pocket: The most you'll pay for covered medical expenses in a 5. year. After that, your insurance covers 100%. Monthly Premiums: Your fixed monthly payment for health insurance 6. coverage. 9