Credible – Student Debt Refinancing Flyer

F I N A N C I A L W E L L N E S S Student Debt Refinancing MANAGING STUDENT DEBT Got student loans? If so, you’re not alone. Credible can help you find a refinancing rate that works for you. Current high interest rates and inflation might mean you’re looking for lower monthly payments. Use Credible to help graduate from college costs and start saving for your next chapter. What to consider Key features Credible is an online marketplace that • Personalized real rates - not ranges - from multiple lenders provides borrowers looking to instantly, without affecting your credit score refinance with competitive, • Refinance through Credible and you may be eligible to personalized, prequalified rates from 3 4 up to 9 lenders. The average user receive a $750 bonus - special for Fidelity users saves nearly $17,000 by refinancing • Ability to comparison shop across lenders to find the best 1 through Credible. There is no cost to solution for your situation request offers, and checking actual • No hidden fees, origination fees, or prepayment penalties prequalified rates will not impact your credit score.2 • Simple online process and your data is kept confidential How it works 2 1. Request prequalified rates Access Credible from NetBenefits®. At Credible, answer a few quick questions to request refinancing rates from multiple lenders. 2. Choose a loan option or lender you want to explore further Receive personalized offers from multiple lenders. Select the one that’s right for you. 2 3. Finalize your personalized prequalified rates Choose a lender and provide a bit more information so your rates can be finalized. 1 Credible website, “Refinancing Student Loan Debt Through Credible Can Save Thousands,” July 2023. 2 Requesting prequalified rates on Credible is free and doesn't affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you. 3 All bonus payments are by gift card, see terms* 4 Residents of California, Connecticut, Louisiana, Maine , Massachusetts, Nevada, New Hampshire, New Jersey, New Mexico, North Dakota, Ohio, Pennsylvania, Rhode Island, Tennessee, Washington, DC, West Virginia, Wisconsin, and Vermont are not eligible for the bonus. Credible and Fidelity Investments are independent entities and are not legally affiliated. Details are as of March 2023 and are subject to change. *By clicking the link you will be directed to a third party website. The site owner is not affiliated with Fidelity and is solely responsible for the information and services it provides. Fidelity disclaims any liability arising from your use of such information or services. Review the new site’s terms, conditions, and privacy policy, as they will be different from those of Fidelity’s sites. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917, © 2023 FMR LLC. All rights reserved. 856175.5.0