Major organ transplant (includes Major Organ Failure & End Stage Renal (Kidney) Failure)** 100% Coronary artery bypass 25% Carcinoma in situ 25% Type 1 Diabetes 100% Transient ischemic attacks (TIA) 10% Ruptured or dissecting aneurysm 10% Abdominal aortic aneurysm 10% Thoracic aortic aneurysm 10% Open heart surgery for valve replacement or repair 25% Severe burns 100% Transcatheter heart valve replacement or repair 10% Coronary angioplasty 10% Pacemaker Placement 10% Implantable/internal cardioverter defibrillator (ICD) placement 25% Benign brain tumor 100% Skin cancer 10% Bone marrow transplant 25% Stem cell transplant 25% Permanent paralysis 100% Loss of sight 100% Loss of hearing 100% Loss of speech 100% Coma 100% Multiple sclerosis 100% Amyotrophic lateral sclerosis (ALS) 100% Parkinson’s disease 100% Advanced dementia, including Alzheimer’s disease 100% Huntington’s disease 100% Muscular dystrophy 100% Infectious disease (hospitalization requirement)*** 25% Addison’s disease 10% Myasthenia gravis 50% Systemic lupus erythematosus (SLE) 50% Systemic sclerosis (scleroderma) 10% Occupational HIV 100%