* Hospital means an institution that is run for the care and treatment of sick or injured persons as in-patients and which, on its premises or in facilities available to the Hospital on a pre-arranged basis, fully meets each of the following requirements: • It is operated in accordance with the laws pertaining to hospitals in the jurisdiction in which it is located; • It is under the supervision of a medical staff and has one or more Doctors available at all times; • It provides 24 hours a day service by registered graduate nurses (RNs); and • It is not an institution or any part of an institution used as: a hospice unit, including any bed designated as a hospice or a swing bed; a convalescent home; a rest or nursing facility; a free-standing surgical center; an extended-care facility; a skilled nursing facility; or a facility primarily affording custodial, educational care or care for the aged. Exclusions and limitations There are no exclusions and limitations. Ready to Enroll? Enrollment instructions will be provided by your employer. If you have additional questions before you enroll, please call: Voya Employee Benefits Customer Service at (877) 236-7564 or go to https://presents.voya.com/EBRC/UnityPointHealth This is a summary of benefits only. A complete description of benefits, limitations, exclusions and termination of coverage will be provided in the certificate of insurance and riders. All coverage is subject to the terms and conditions of the group policy. If there is any discrepancy between this document and the group policy documents, the policy documents will govern. To keep coverage in force, premiums are payable up to the date of coverage termination. Critical Illness Insurance is underwritten by ReliaStar Life Insurance Company (Minneapolis, MN), a ® member of the Voya family of companies. Policy form #RL-CI4-POL-16; Certificate form #RL-CI4-CERT2-20; Spouse Rider form #RL-CI4- SPR2-20; Children's Rider form #RL-CI4-CHR2-20; Wellness Benefit Rider form #RL-CI4-WELL2-20; Infectious Condition Additional Benefit rider form # RL-CI4-ICBR-22; and (pending state approval) Specified Condition Benefit Rider form #RL-C14-SCR-23. Form numbers, provisions and availability may vary by state and employer’s plan. CN3082180_0825 CI 2.1 Only Date Revised: 08/28/2023 213465-03152021