What else is included? The Critical Illness Insurance available through your employer includes the following additional benefits: Wellness Benefit Receive $50 to The Wellness Benefit provides an annual benefit if you complete a covered use however health screening test whether or not there is any out-of-pocket cost to you. you’d like Employees receive an annual benefit of $50.  Spouses receive an annual benefit of $50.  Children receive 100% of your benefit amount per child. Infectious Condition Additional Benefit Rider If you are diagnosed with COVID-19**, this pays a benefit amount of $100. If you are hospitalized for COVID-19 and there is a room & board charge for that hospitalization, this pays a benefit amount of $1,000. Confinement is Receive a specifically defined in the certificate and also includes assignment to an benefit for an observation unit in a Hospital for at least 20 consecutive hours. (This benefit is infectious separate from Infectious Disease and does not require a hospital confinement condition of 5 or more consecutive days) A benefit is payable up to a maximum of 1 times per Covered Person per Policy calendar year. Coverage benefits for infectious conditions, such as COVID-19, have NOT been filed or approved in Washington. **COVID-19 diagnosis must be confirmed by a medical professional.