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Deutsche Bank Transition toward a sustainable and climate-neutral economy Non-Financial Report 2022 Sustainable finance As a beyond banking offer, the carbon footprint indicator is an optional feature in the Deutsche Bank mobile banking app using an algorithm to calculate clients’ carbon emissions based on their bank account and credit card transactions. Emissions are displayed, in real time, in kilograms of carbon dioxide per euro. The aim is to visualize personal carbon footprint and thus, raise awareness for a more sustainable consumption behavior. About 175,000 application users activated the indicator by year end 2022. More than 70% of Deutsche Bank branches in Germany offer disabled access to self-service terminals, as well as to cash and advisory functions for each branch. The furniture is generally arranged in a way to ensure unobstructed passage for wheelchair users. New branches are located on the ground floor or in barrier-free buildings, wherever possible. Details of each Deutsche (*) on the website of Private Bank Germany. Bank branch are available via the branch finder Progress toward target GRI FS8 Sustainable financing and investments – Private Bank Germany (cumulative volumes) Contribution in in € bn. Dec 31, 2022 2022 Dec 31, 2021 Dec 31, 2020 Financing 9 2 7 4 Issuance 0 0 0 0 1 Assets under Management 23 6 17 5 Total 32 8 24 9 1 Stock value at period end At year end 2022, Private Bank Germany had a total of € 32 billion in sustainable financing and investments, compared to € 24 billion at year end 2021. Lower incremental volume recorded in 2022 compared to the prior year mainly resulted from negative market developments. Investments were adversely affected by performance effects of stock and bond markets. On the financing side, the demand for residential mortgages significantly contracted in the second half of 2022, primarily due to rising interest-rates and inflation. In addition, the more restrictive allocation of government grants had a negative impact on the demand for financing. Highlights Private Bank Germany progressed further on its path of ESG transformation and anchored sustainability in its almost all business activities. In 2022, asking for preferences was fully integrated in the investment advisory process for funds, discretionary portfolio management, single line equities, bonds and certificates. The ESG product portfolio was further extended. With its sustainability package, Private Bank Germany set up a comprehensive solution consisting of lower interest loans, opportunities for promotion and assistance for the realization of the building projects: Besides the BHW specific services, “Heating Replacement made easy” helped clients not only to find a suitable heating system, but also specialized craft companies. The “Funding Service” supported the client to find a suitable program of funding from about 6,000 different promotion programs in Germany. The ESG advisory concept makes ESG tangible in the branches: Workshops in which various aspects such as ways of reducing paper, electricity and water consumption or waste avoidance are explained using specific examples to increase the awareness for sustainability. Design elements such as moss walls or footprints make the concept visible to everyone. Since March 2022, Private Bank Germany has enabled Ukrainian refugees to open a free account in a simplified way requiring only a Ukrainian ID card. Private Bank Germany supports an agreement between the German banking industry, the Federal Ministry of Finance, the German Federal Bank and the National Bank of Ukraine. 31

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