7. Spouses and Children Insurance It is typically required for an employee's Review the evidence of coverage (EOC) legal spouse and dependent children to be booklet provided by your insurer (or consult provided with coverage. According to the your agent or broker if applicable) in order Patient Protection and Affordable Care Act, to understand the definitions clearly. group insurance plans must offer coverage Employers have the option to offer health to adult dependents up to the age of 26. benefits to unmarried domestic partners of Employers have the option to broaden the their employees. definition of child dependent to encompass children above the age of 26, with age limits differing depending on the plan. NOTE Life insurance coverage can be obtained up to the GI amount without requiring an EOI form during an employee's initial eligibility period. 124