4. Medical Insurance One of the most popular benefits offered by employers is medical insurance for employees. It is essential to emphasize that, under the Affordable Care Act (ACA), employers with more than 50 full-time employees are mandated to include medical insurance in their employee benefits package. Medical insurance typically includes See More coverage for health, vision, and dental services. Employers commonly provide these three benefits as a package to their employees. • Health coaching, • Emotional support Health insurance may encompass additional • Access to legal services features such as a health savings account (HSA), flexible spending account (FSA), or • End-of-life care health reimbursement account (HRA). • Grief counseling Certain employers provide one or all three of these choices. It is crucial to clarify to your staff the distinctions among these options and the advantages they may offer. 46